Advisors and Retirement Counselors:
How can you help employees or clients make the make informed retirement income decisions they need to help them secure their retirement future? We've done the work for you with this licensable workshop, complete with scripted PowerPoint, elearning training course, and participant workbooks for you to easily offer this workshop to your audience.

“When and how should I take income from my employer-sponsored retirement savings?”
Once an employee has been retired several years, a gap might materialize between their pension income and retirement expenses depending on how well their pension is protected against inflation. In addition, a new retirement environment of longer life expectancies, rising health care costs, and fluctuating retirement savings values will make the income stage of retirement an increasingly difficult challenge for all but the most prepared. Employees need to understand the challenges they will face before they retire so they can make informed decisions about when to retire and how to take distributions from their pension, 457, 403(b), and other personal retirement savings. Employers and counselors need to teach pre-retirees what they need to know to successfully transition into and manage their income in retirement so employees experience the greatest enjoyment and peace of mind.

Who Should Take This Course
This workshop is designed for you to deliver to middle-market pre-retirees and retirees who want to make informed decisions about when to retire and how to convert employer retirement plan and other savings into income during retirement. Spouses are strongly encouraged to attend for no additional fee. Group sizes of 25 - 35 (including spouses) are recommended for best results.

Instructional Method
You will teach participants about retirement income decision-making process and help them create an actionable action plan using an interactive, hands-on approach that increases the application and retention of new skills.

The workshop license includes:

• A 75-90 minute scripted PowerPoint presentation with printed leaders guide for your delivery of the program
• 25 participant workshop workbooks are included in the initial license package. The license requires each participant receive a workbook; extra workbooks available for order below.
• Watch an excerpt of the elearning course that comes with this package to help you prepare for your delivery of the course.
  

Benefits to Employers for Providing this Course

• Employees will understand the quality of their retirement is their personal responsibility
• Employees will give serious consideration to continuing to work longer if the employer is facing a potential shortage of knowledge workers and would like employees to stay past their eligible date
• Employees better understand the process for making informed decisions before attending one on one counseling sessions and/or making retirement plan distribution decisions

Benefits to Retirement Counselor, Benefits Officers and Specialists for Using This Course

• An increase in confidence in, trust of, and respect for the counselors’ services
• Use of worksheets and a process developed by CRCs®, CFPs®, and CFA®s guide employees through the retirement income planning process more efficiently and effectively
• A better understanding of which types of distribution options and retirement savings investments are most suitable for different types of employees

Pre-Retirement Employees Will Learn

• A six-step process for creating a retirement income plan, complete with a sample worksheets
• The four greatest risks retirees face and how to manage them
• Why traditional income calculations and assumptions are inadequate
• When and how to consider taking distributions from employer-sponsored retirement plans
• Tax and income distribution issues to consider before taking income or continuing to work
• Options for closing potential retirement income gaps
• How to create a secure income stream that lasts a lifetime

What Participants are Saying about the "What You Need to Know About Managing Retirement Income™" Workshop

“Provided things to think about that I had not previous considered.”

“Helpful with showing how inflation and healthcare will affect our retirement savings/spending.”

“This showed me where I need to be for retirement.”

“No one should consider retirement without this information.”

“This hour and a half really made us take a realistic look at retirement.”

“It helps my husband and me to start planning in a practical way that we can understand.”

“Provided real-life examples of our retirement benefits in demonstrating how concepts work.”

“I would have liked to have seen this five years ago!”

“[The] worksheets are very helpful for real situations.”

“Excellent workshop – very informative; hands-on approach is very valuable.”

“This hour and a half really made us take a realistic look at retirement.”

“It helps my husband and me to start planning in a practical way that we can understand.”

“I don’t plan on retiring for 5-10 years. I wish I would have attended sooner.”

“Explained very well so the average person could understand. I learned so much!”

“The workbooks will serve as a valuable tool to assess my current economic status and how to work to make positive changes to increase a retirement savings program.”

“Really appreciate the take home information. The worksheets are very helpful. These items can be re-visited periodically during retirement.”

“The information presented in a way to understand and information that I believe will be used once in retirement.”

“I am happy we took this seminar 15 years before the planned retirement.”

“The ‘shock and awe’ strategy works!”

Consumers:
Are you looking for a course just like this? Consider our "What You Need to Know About Managing Your Retirement Income" elearning and audio download programs, available in elearning or audio versions. Or, send this link to your financial advisor or retirement counselor, and ask him or her to offer the course to people like you!

You will receive:

• Leader's guide
• PowerPoint
• 25 workshop workbooks
• participant and summary evaluation templates