Why retirement income planning for public sector employees? They receive a pension income in retirement for as long as they live!

Public employers have done the best job overall of preparing their employees for retirement through a combination of defined benefit pensions and defined contribution plans such as 457(b), 403(b) or a Thrift Savings Plan. However, most public employee pension benefits are not intended to be an employee’s sole source of retirement income. In addition, risks such as inflation and healthcare can substantially impact the retirement quality of life for even the most prepared employee over the course of a 30-year retirement.

Employees need to understand the risks they will face before they retire in order to make informed decisions about when to retire and how to take distributions from or best utilize their pension, 457,

403(b), and other personal retirement savings.

The courses below were designed with the help of leading public plan retirement systems to help other systems, unions and even private-sector employers cost-effectively provide turnkey live workshop, elearning, ebook and/or print self-study retirement education that allow employees to accept personal responsibility for planning and managing their retirement income and retirement risks.