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Standby Reverse Mortgages: A Risk Management Tool for Retirement Distributions- John Salter

1 hr CFP®, CRC®, PACE CE

Gain insight on how a reverse mortgage home equity line of credit can be used to increase the longevity of a retiree's investment portfolio and increase the chances of their savings lasting their lifetime.


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Retail:  $39.00      
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           Elearning courses           MP3 Audio Download and PDF handout
Online elearning & MP3 Audio Download
Presenter:
John Salter, PhD, CFP®, AIFA®, Associate Professor, Personal Financial Planning, Texas Tech University John Salter, PhD, CFP®, AIFA®, Associate Professor, Personal Financial Planning, Texas Tech University        

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About this course:

Reverse mortgages for the mid-market’s largest asset, home equity, may now have a place in mainstream investment and cash management during retirement.

 

As retirement counselors, we need to understand options for helping retired clients appropriately use their home equity if their economic situation requires it.

 

In this session you’ll learn how:

  1. To use an HECM Saver reverse mortgage as a risk management tool in conjunction with a two-bucket investment strategy, called the "Standby Reverse Mortgage Strategy" (or SRM).

  2. To use an HECM Saver reverse mortgage line of credit to supplement cash living needs when an individual's investable retirement savings values fluctuate

  3. This income management strategy substantially increases the longevity of a retiree’s portfolio and ability to meet goals, primarily due to lowering the risk of needing to sell investments when values have declined.

Your presenter for this session:

John Salter, Ph.D., CFP®, AIFA®, Associate Professor, Personal Financial Planning, Texas Tech University. John teaches in the areas of retirement planning and portfolio management and his research interest is in the area of retirement planning and income management. John is also a Vice-President and Wealth Manager at Evensky & Katz Wealth Management in Coral Gables, Florida and Lubbock, Texas.

 

Retirement Speakers Bureau

Moderator: Betty Meredith, CFA, CFP®, CRC®, Int'l Retirement Resource Center Managing Member and InFRE's Director of Education and Research

 

Please visit the Retirement Speakers Bureau to find out how you can request these presenters and other industry leaders to speak at your next meeting, conference, or other event.

 

View a brief YouTube clip of this and other courses:
Standby Reverse Mortgages: A Risk Management Tool for Retirement Distributions - John Salter - YouTube clip
Visit Retirement Insight & Trends for articles by leading industry experts:
Standby Reverse Mortgages: A Risk Management Tool for Retirement Distributions - John Salter  - Retirement InSight and Trends article

Your satisfaction guaranteed: We know that you will be pleased with your purchase of this product. If, however, you are not completely satisfied with these courses, see our refund policy.

Specifications: 60 minute elearning course
SKU: 03IRRCSRMElearning13
Knowledge Level: 3 - Intermediate

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