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Traditional IRA Distributions: Optional, Required, Penalties, and Tax Reporting - Denise Appleby


Gain ideas for helping clients take their traditional IRA required Minimum Distributions (RMDs) on time - and avoid penalties.

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Denise Appleby, APA, CISP, CRPS, CRC®, CRSP, IRA Strategies for Mistakes Prevention Expert Denise Appleby, APA, CISP, CRPS, CRC®, CRSP, IRA Strategies for Mistakes Prevention Expert        

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About this course:

Distributions from IRAs are usually considered ordinary income and as such, may be subject to income tax.


In some cases, amounts may also be subject to the 10 percent early distribution penalty, if the amount is withdrawn before the IRA owner reaches age 59 ½ . However, there are exceptions. Additionally, distributions from IRAs are usually optional, until the owner reaches a certain age.


This course will help the student understand the rules that apply to distribution from IRAs, the tax and penalty that may apply to such distributions, and the optional and mandatory rules that apply. Denise Appleby, APA, CISP, CRPS, CRC®, CRSP, IRA Strategies for Mistakes Prevention Expert


This informative session will help you gain a better understanding of:

  1. Exceptions to December 31st required beginning dates

  2. The tax implications of distributions from IRAs

  3. The early distribution rules

  4. When the early distribution penalty applies

  5. Exceptions to the 10 percent early distribution penalty

  6. Tax withholding rules - election and application

Your instructor for this live professional development webinar is:

Denise Appleby, APA, CISP, CRPS, CRC®, CRSP, founder and owner of Appleby Retirement Consulting, Inc, a firm that provides IRA tools and resources for financial and tax professionals. Denise is known for her insights on retirement planning, and her proficiency in explaining complex retirement plan rules and regulations so that they are easily understood. She has made appearances on CNBC's Business News and being quoted in the Wall Street Journal, Investor's Business Daily, CBS Marketwatch's Retirement Weekly and other financial publications, and is the author of the popular IRA Training Series.


Retirement Speakers Bureau

Moderator: Betty Meredith, CFA, CFP®, CRC®, Int'l Retirement Resource Center Managing Member and InFRE's Director of Education and Research


Please visit the Retirement Speakers Bureau to find out how you can request these presenters and other industry leaders to speak at your next meeting, conference, or other event.


View a brief YouTube clip of this and other courses:
Year-end Planning and Compliance Requirements for IRAs - Denise Appleby  - YouTube clip
Visit Retirement Insight & Trends for articles by leading industry experts:
Year-end Planning and Compliance Requirements for IRAs - Denise Appleby  - Retirement InSight and Trends article

Your satisfaction guaranteed: We know that you will be pleased with your purchase of this product. If, however, you are not completely satisfied with these courses, see our refund policy.

Specifications: 60 minute elearning course
SKU: 03IRRCTradIRADistribuElearn14
Knowledge Level: 3 - Intermediate