10 Essential IRA Tips for Helping Clients Save Taxes and Avoid Penalties – Denise Appleby
As is evidenced by numerous IRS private letter rulings, court cases, and other official sources, mistakes with IRA transactions is a common occurrence.
These mistakes can result in loss of tax-deferred status, and penalties being owed to the IRS.
This can lead to years of accumulated savings being lost to higher tax rates and penalties, plus the loss of the benefit of tax-deferred growth.
Advisors need to put measures in place to help their clients avoid making these mistakes; and where possible, correct mistakes that have already been made.
Please note: This presentation was recorded before the Tax Cuts and Jobs Act of 2017 was passed. Roth IRA recharacterizations are no longer allowed.
In this one-hour session on IRAs, you will learn how to:
- Prevent rollover mistakes that can cost clients their IRAs;
- Help clients ensure that the ‘right’ person inherits their IRAs;
- Understand how clients can ensure that they do not make mistakes with RMDs.
Your presenter for this course is:
Denise Appleby, APA, CISP, CRPS, CRC®, CRSP founder and owner of Appleby Retirement Consulting, Inc, a firm that provides IRA tools and resources for financial and tax professionals.
Denise has over 15 years of experience in the retirement plans field, and has co-authored several books and written over 400 articles on IRA rules and regulations.
Denise held several senior retirement plans related positions with Pershing LLC, which includes Vice President of Retirement Plans Products and Services, Retirement Plans Manager, Trainer, Training Manager, Compliance Consultant, Technical Help Desk Manager and Writer. Denise has extensive experience with training the staff and financial advisors of many broker-dealers on retirement plans related topics. Denise has also provided training to hundreds of financial advisors, as well as tax and legal professionals on the rules and regulations that govern IRAs, SEP IRAs, SIMPLE IRAs and qualified plans.
Denise’s wealth of knowledge in retirement plans led to her making appearances on CNBC’s Business News, Fox Business Network and numerous radio shows, as wells as being quoted in the Wall Street Journal, Investor’s Business Daily, CBS Marketwatch’s Retirement Weekly and other financial publications, where she gave insights on retirement planning. Her expertise and knack of explaining complex retirement plans rules and regulation, so that they are easily understood, created a demand for her to speak at various conferences and seminars around the country.
Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center
1 hr CFP®, CRC®, and other CE Credit Reporting
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Overall Rating: 4.9 / 5
Video and audio MP3 formats available
Specifications: 60-minute webinar course
Knowledge Level: 3 – Intermediate
Visit Retirement Insight & Trends, InFRE’s newsletter for retirement professionals, for a summary of this presentation.