50+ CE Courses $29 each or
FULL ACCESS to ALL COURSES
$99/90 days or $199/365 days

Advisors and Retirement Professionals - CFP®, CRC®, ASPPA, PACE

Advisors and Retirement Professionals - CFP®, CRC®, ASPPA, PACE

If you are an employed or independent advisor, you know you must acquire and maintain more comprehensive skill-sets to ensure your ability to help individuals manage the personal responsibility and risk they have for their retirement income.

 

Or, if you employ advisors in today’s increasingly regulated market, you understand that a well-trained, professional workforce is your most valuable asset.

 

Courses Designed and Presented by 30+ Retirement Industry Experts

List of CFP®, CRC®, ASPPA, PACE courses by topic Client and 401(k) employee education Professional development and continuing education

 

CFP®, CRC®, ASPPA,
PACE CE courses from
30+ industry experts

 

Workshops to educate your Clients and 401(k) Employees

 

Become a Certified Retirement Counselor® (CRC®)

 

We are committed to and passionate about ensuring that all Americans have the opportunity to receive the qualified counseling they need to make informed retirement planning decisions through increasing the knowledge and competency of their advisors.

 

To help us in this mission, we’ve built relationships with 30+ retirement industry leading speakers, authors, trainers and professional development experts over almost 30 years in the financial industry.

 

Greenwald, Matthew, PhD – Retirement Research Expert
Mathew Greenwald
Appleby, Denise, APA, CISP, CRPS, CRC®, CRSP – IRA Strategies for Mistakes Prevention Expert
Denise Appleby
Blanchett, David, CFA, CFP®, AIFA – Past president of the Association of Divorce Financial Planners
David Blanchett
Giordano, Shelley – Chair of the Funding Longevity Task Force
Shelley Giordano
Falk, Michael, CFA, CRC® – Behavioral Finance and Investment Management Expert
Michael Falk
Timmermann, Sandra, EdD – Successful Aging in Retirement Expert
Sandra Timmermann

 

Earn ASPPA and/or PACE CE Earn CRC® Credit Earn CFP® Credit Our series of retirement-specific courses ranges from overview to advanced difficulty. Each course meets CFP®, CRC®, ASPPA, & PACE CE requirements in a variety of retirement-related topics.

 

Over 50 courses are offered individually for $39 each, or at a savings for those who need multiple CE - $99 - 90 Days Full Access or $199 - 365 Days Annual Premier.

 

View all courses BY TOPIC with full descriptions or ALPHABETIC with short descriptions.

Workshops for Client and Employee Education

Visit Client and Employee Education Resources if you are a seasoned professional looking for ready-to-deliver, high-quality client and 401(k) employee retirement readiness and retirement income education programs. These workshops put YOU at the helm to help participants learn about financial planning tools and how to make informed decisions about when to retire and convert savings into income during retirement. Each of these turnkey workshops are designed for delivery to middle-market pre-retirees and retirees, consumers or employees:

InFRE's Certified Retirement Counselor® (CRC®) Certification

There are a lot of boomers about to retire over the next 18 years, nearly 78 million! Your clients and employees are asking you about their retirement. Become a Certified Retirement Counselor® (CRC®) so you can be recognized as a true retirement planning professional.

 

InFRE created the CRC® in 1997 to raise the retirement readiness of the American Worker by advancing recognition among retirement planning professionals of the need for a retirement specific certification program. The Retirement Resource Center partners with InFRE in pursuing this objective.

 

There are five reasons for financial professionals to earn the comprehensive, complete-scope-of-retirement planning CRC® certification instead of one that narrowly focuses only on retirement income. The CRC® program:

  1. Employee 'Controlling Your Financial Future: How to Increase Your Wealth, Decrease Your Debt, and Manage Your Cash Flow' Live Workshop LicenseIs independently accredited, by the National Commission for Certifying Agencies

  2. Is developed by professionals, for professionals and is continually kept up-to-date and relevant

  3. Demonstrates a mastery of both retirement accumulation and distribution planning

  4. Requires an ongoing investment in continuing education

  5. Commits Certificants to adhere to a Code of Ethics.

We are here to help you with all of your CRC®, CFP®, ASPPA, & PACE CE requirements, with courses and other best-in-the-industry professional education resources, including products supported by the Financial Planning Association (FPA), the National Association of Government Defined Contribution Administrators (NAGDCA), and the National Pension Education Association (NPEA). The Retirement Resource Center is your one-stop clearinghouse to become a leader in retirement planning and retirement income management.

List of Courses by Topic

Become a Retirement Resource Center Professional Development Member and SAVE on CE! Do you need to earn multiple CE credits?

 

Professional Development - Premier Membership Professional Development - Premier Membership Become a Member for
FULL ACCESS to 50+ CE courses
Including those below:
$99 - 90 Days Full Access or
$199 - 365 Days Annual Premier.

Click on the TOPICS below to see the courses we have in each of the retirement-specific subjects.

CFP® CE Courses by topic - Retirement Income Management CFP® CE Courses by topic - IRAs CFP® CE Courses by topic - Retirement Readiness CFP® Member Courses - Retirement Planning CFP® CE Courses - Social Security CFP® CE Courses - Social Security
           
CFP® CE Courses - Women and Retirement CFP® CE Courses - Retirement Counseling CFP® CE Courses - Purposeful Retirement CFP® CE Courses - Retirement Education CFP® CE Courses - Presentation Skills CFP® CE Credit: Retirement Insight and Trends


Most courses are $39 each when purchased individually, or when you become a member, all courses included for one low fee of $99/90-days or $199/365-days.

 

You can also receive 1 - 2 CFP®, CRC®, ASPPA, and/or PACE CE for each issue of our FREE quarterly newsletter, Retirement Insight and Trends.

 

NEW COURSES Upcoming Live Webinar Schedule


 

The courses below are $39 each, or become a member to have FULL ACCESS to all these live webinars and rebroadcasts held while your membership is active. This includes the following upcoming live webinars, and the rebroadcasts highlighted within the topic listings. You receive 1 - 1.5 CFP®, CRC®, ASPPA;, and PACE CE credits per session that you attend - No need to take the online exam when you attend live webinars and rebroadcasts!!

 

2016 11/10 Live Webinar: A Case Study of a Middle Affluent Couple Planning for Retirement Income - Manish Malhotra Live Webinar: Nov 10, 2016, 12:00 PM EST

A Case Study of a Middle Affluent Couple Planning for Retirement Income Presented by Manish Malhotra, MBA - 1 hr CFP®, CRC®, PACE CE

Observe this case study to see how modeling options and potential solution combinations might increase their likelihood of retirement success.

 

2016 12/13 Live Webinar: Optimal Retirement Income Solutions in Defined Contribution Retirement Plans - Steve Vernon, Wade Pfau Live Webinar: Dec 13, 2016, 12:00 PM EST

Optimal Retirement Income Solutions in Defined Contribution Retirement Plans

Presented by Steve Vernon, FSA & Wade Pfau, PhD, CRA - 1.5 hrs CFP®, CRC®, PACE

This four-phase ground-breaking Society of Actuaries (SOA)-sponsored project illustrates an analytical framework for evaluating retirement income generators (RIGs).

 

 

Retirement Income Management Retirement Income Management CE Courses


 

Shelley Giordano, Chair of the Funding Longevity Task Force Reverse Mortgage Strategies for the Middle Market - Shelley Giordano Upcoming Rebroadcast: Dec 20, 2016, 3:00 PM

Reverse Mortgage Strategies for the Middle Market

Shelley Giordano, Chair of the Funding Longevity Task Force

(1.0 hr CFP®, CRC®, and PACE CE)

For middle market retirees, home equity is the largest asset they have after the present value of their Social Security and pension benefits (working in retirement is 3rd; retirement savings is 4th). Reverse mortgages offer a mechanism for tapping home equity for retirees to address these needs and stay in their home. Because of key changes made to reverse mortgages by the Federal Housing Administration to the Home Equity Conversion Mortgage program, the safety and functionality of accessing home equity now goes beyond supplementing retirement income.

 

Grey Divorce and Retirement - Andrew Samalin Grey Divorce and Retirement - Andrew Samalin New!    Grey Divorce and Retirement

Andrew Samalin, CFP, EA, CDFA , Past president of the Association of Divorce Financial Planners

(1.5 hr CFP®, CRC®, and PACE CE)

Grey divorce is a term referring to the demographic trend of an increasing divorce rate for older ("grey-haired") couples in long-lasting marriages. How assets and income are divided at such a late stage in life can have a tremendous impact on the retirement security of each spouse. In this course you will learn the different roles of a planner in divorce, how an equitable settlement does not necessarily mean an equal split of assets, how divorce may affect Social Security for each spouse How retirement assets and pensions can be divided, and options for the marital home besides selling and dividing the equity or one spouse buying out the other.

 

Faisal Habib, PE, MBA, FRM - Retirement Speakers Bureau Retirement Income Sustainability: Measuring the Tail Risk of Product Portfolios - Faisal HabibRetirement Income Sustainability: Measuring the Tail Risk of Product Portfolios

Faisal Habib, PE, MBA, FRM, President of QWeMA (division of CANNEX)

(1.0 hr CFP®, CRC®, and PACE CE)

Often everything seems ‘normal’ until something unthinkable and highly improbable happens. What if you could identify the clients and their portfolios that are exposed to extreme downside risk? We experienced such a phenomena in 2008 when global stock markets declined very significantly and taking down with it the financial portfolios of many clients. Many clients had to recalibrate their retirement expectations and adjust their standard of living. At the same time, there were clients who (while their portfolios did take a hit) did not have to make significant adjustments. What if you could identify the clients and their portfolios that are exposed to extreme downside risk?

 

No Portfolio Is An Island - David Blanchett

No Portfolio Is An Island

David Blanchett, CFA, CFP®, AIFA, Head of Retirement Research, Morningstar Investment Management

(1.0 hr CFP®, CRC®, and PACE CE)

Financial assets, such as stocks and bonds, are only one component of an investor's total economic worth. Other assets, such as human capital, real estate, and pensions often represent a significant portion of an investor’s total wealth, but are commonly ignored when building portfolios. Gain insight into how important it is that we help our clients prepare financially for retirement by considering their total wealth, and not only their investable assets.

 

Kevin S. Seibert, CFP®, CRC®, CEBS – Retirement Planning and Income Management Expert' Introduction to Managing Retirement Income - Kevin SeibertIntroduction to Managing Retirement Income

Kevin Seibert, CFP®, CEBS, CRC®, and Managing Director of InFRE

(1.0 hr CFP®, CRC®, and PACE CE)

There are 78 million reasons driving the need for a tremendous increase in the number of professionals prepared to competently help retiring American workers manage their retirement income. better understanding what it will take for your clients to manage their retirement risks and to create a retirement income plan that lasts a lifetime, you will be better able to adapt the products and services you offer to better meet client needs.

 

Steven Horan - Tax-Efficient Draw Downs in Retirement Tax-Efficient Draw Downs in Retirement - Stephen HoranTax-Efficient Draw Downs in Retirement

Stephen Horan, PhD, CFA, CIPM, Managing Director, Credentialing, CFA Institute

(1.0 hr CFP®, CRC®, and PACE CE)

Conventional wisdom suggests retirees should sequence withdrawals from retirement accounts in a particular order to minimize taxes. This session challenges that advice by leveraging the economics of the risk-return characteristics of various tax structures and provides insights into pre-retirement asset allocation, asset location and importantly retirement drawdown.

 

Bruce McPherson, CRMP – Reverse Mortgage Expert Addressing the Longevity Challenge: Housing Wealth Strategies that Improve Portfolio Survival - Bruce McPhersonAddressing the Longevity Challenge: Housing Wealth Strategies that Improve Portfolio Survival

Bruce McPherson, Certified Reverse Mortgage Professional (CRMP) with Security One Lending, America’s largest full-service Reverse Mortgage company

(1.0 hr CFP®, CRC® and PACE CE)

For all but the wealthiest Americans, home equity is their largest financial asset. As demonstrated in the Journal of Financial Planning, the proactive implementation of a reverse mortgage strategy – early in the distribution phase – will improve portfolio survival and increase the odds of a successful retirement. As retirement counselors, we need to understand options for helping retired clients appropriately use their home equity if their economic situation requires it.

 

Nyal Bischoff, Independent Long Term Care Specialist The Silver Tsunami and Long-Term Care: Ride the Wave or Get Swept Away - Nyal Bischoff The Silver Tsunami and Long-Term Care: Ride the Wave or Get Swept Away

Nyal Bischoff, an independent Long-Term Care Specialist

(1.0 hr CFP®, CRC® and PACE CE)

There have been sweeping changes in the Extended Care Industry in the last few years. What hasn’t changed is that the baby boom generation is not getting younger or healthier. 10,000+ boomers turn 65 and move into their “Golden Years” every day. In just 11 short years the first boomers will turn 80. This is the average age when an extended care event occurs that can possibly dismantle even the most well-constructed estate plan.

 

John Salter, PhD, CFP®, AIFA®, Associate Professor, Personal Financial Planning, Texas Tech University Standby Reverse Mortgages: A Risk Management Tool for Retirement Distributions

John Salter, Ph.D., CFP®, AIFA®, Associate Professor, Personal Financial Planning, Texas Tech University

(1.0 hr CFP®, CRC®, and PACE CE)

Reverse mortgages for the mid-market’s largest asset, home equity, may now have a place in mainstream investment and cash management during retirement. As retirement counselors, we need to understand options for helping retired clients appropriately use their home equity if their economic situation requires it.

 

Gary Baker, President, US Operation of CANNEX Financial Exchanges  What Advisors Need to Know About Qualified Longevity Annuity Contracts - Gary Baker What Advisors Need to Know About Qualified Longevity Annuity Contracts

Gary Baker, President, U.S. Division at CANNEX Financial Exchanges

(1.0 hr CFP®, CRC® and PACE CE)

In July, 2014 the U.S. Treasury announced a change that allows for the deferral of income from a qualified DIA (Deferred Income Annuity) to extend past the mandatory RMD age of 70½. There are a number of planning strategies for deploying annuitized assets within a portfolio to help optimize retirement income, and the QLAC ruling provided some new and additional opportunities to benefit retirees.

 

 

 

IRA CE CoursesIRA's


 

Denise Appleby, APA, CISP, CRPS, CRC®, CRSP, IRA Strategies for Mistakes Prevention Expert  Traditional IRA Distributions: Optional, Required, Penalties, and Tax Reporting - Denise AppleTraditional IRA Distributions: Optional, Required, Penalties, and Tax Reporting

Denise Appleby, APA, CISP, CRPS,CRC®, CRSP, Appleby Retirement Consulting, Inc.

(1.0 hr CFP®, CRC® and PACE CE)

Distributions from IRAs are usually considered ordinary income and as such, may be subject to income tax. In some cases, amounts may also be subject to the 10 percent early distribution penalty, if the amount is withdrawn before the IRA owner reaches age 59 ½ . However, there are exceptions. Additionally, distributions from
IRAs are usually optional, until the owner reaches a certain age. This course willhelp the student understand the rules that apply to distribution from IRAs, the tax and penalty that may apply to such distributions, and the optional and mandatory rules that apply.

 

Denise Appleby, APA, CISP, CRPS, CRC®, CRSP, IRA Strategies for Mistakes Prevention Expert  Year-end Planning and Compliance Requirements for IRAs - Denise ApplebyYear-end Planning and Compliance Requirements for IRAs

Denise Appleby, APA, CISP, CRPS,CRC®, CRSP, Appleby Retirement Consulting, Inc.

(1.0 hr CFP®, CRC® and PACE CE)

Mistakes, including missing critical deadlines, can result in avoidable penalties and missed opportunities for your clients. This session is designed to help retirement professionals get a head start with identifying and understanding the transactions that are required to be completed the end of the year for tax and distribution planning, as well as for compliance purposes.

 

 

 

Retirement Readiness CE CoursesRetirement Readiness


 

Michael Falk, CFA, CRC®, is a consultant and partner with the Focus Consulting Group, and a partner and the chief strategist on a global macro hedge fund.  Is Retirement Past Its Prime? The Economic & Behavioral Realities of Retirement - Michael FalkIs Retirement Past Its Prime? The Economic & Behavioral Realities of Retirement

Michael Falk, CFA®, CRC®, a partner with the Focus Consulting Group

(1.0 hr CFP®, CRC® and PACE CE)

This presentation has been delivered at CFA Societies and other national conferences all over the world, and is one you don't want to miss! Explore the implications for the future of retirement and the question of fiscal viability for businesses and entire economies.

 

John E. Nelson, Purposeful Retirement Author and Advocate The Concept of Retirement Readiness

John Nelson, Speaker, Coach, and Coauthor of "What Color Is Your Parachute? For Retirement"

(1.5 hrs CRC® CE, not eligible for CFP® credit)

The Concept of “Retirement Readiness” is on Center Stage at the National Level. Does the average worker really know what it takes to be retirement ready? With the first BaBoomers approaching retirement, national attention is focused on their state of “Retirement Readiness.” How well prepared will they be for retirement?

 

Kevin S. Seibert, CFP®, CRC®, CEBS – Retirement Planning and Income Management Expert'  Benchmarking Retirement Readiness in Public Sector Retirement Plans - Kevin Seibert Benchmarking Retirement Readiness in Public Sector Retirement Plans

Kevin Seibert, CFP®, CEBS, CRC®, and Managing Director of InFRE

(1.0 hrs CRC® CE, not eligible for CFP® credit)

The concept of Retirement Readiness has significant implications for plan participants, plan sponsors, and the industry as a whole. Traditional ways of measuring retirement plan health have become inadequate. With new information and a strategic approach to plan changes, we can improve retirement outcomes.

 

John E. Nelson, Purposeful Retirement Author and Advocate A Comprehensive Approach to Retirement Education: The Retirement Well-being Model

John Nelson, Speaker, Coach, and Coauthor of "What Color Is Your Parachute? For Retirement"

(1.5 hrs CRC® CE, not eligible for CFP® credit)

This eye-opening presentation goes beyond the financial aspects of retirement
planning and introduces a comprehensive, interdisciplinary approach: the
Retirement Well-Being Model.

 

John E. Nelson, Purposeful Retirement Author and Advocate  What Color Is Your Parachute? for Retirement: Planning for Prosperity, Health and Happiness - John Nelson What Color Is Your Parachute? for Retirement: Planning for Prosperity, Health and Happiness

John Nelson, Speaker, Coach, and Coauthor of "What Color Is Your Parachute? For Retirement"

(1.0 hr CFP®, CRC®, and PACE CE)

When people do "life planning," it helps them do a better job of retirement planning. Learn how to engage your audience using a broader approach. Some workers seek out retirement planning information -- while others avoid it. They all hope to have a good life in retirement, yet approach it differently.How can you help people become more fully engaged? How can you prompt them to design their next stage of life -- even if they've been putting it off?

 

John E. Nelson, Purposeful Retirement Author and Advocate  Retirement Happiness: Planning for a Successful Transition - John Nelson Retirement Happiness: Planning for a Successful Transition

John Nelson, Speaker, Coach, and Coauthor of "What Color Is Your Parachute? For Retirement"

(1.5 hrs CFP®, CRC®, and PACE CE)

Retirement planning and education programs provide tools and checklists for a successful financial transition. But financial security doesn't automatically create happiness in retirement. Emerging research shows what actually leads to happiness -- and it's not obvious. This session shares practical tools and checklists for planning a happy retirement.
 

 

Retirement Planning CE CoursesRetirement Planning


 

Michael Falk, CFA, CRC®, is a consultant and partner with the Focus Consulting Group, and a partner and the chief strategist on a global macro hedge fund.  Housing for Retirees: Buy, Sell or Hold? - Michael Falk  Housing for Retirees: Buy, Sell or Hold?

Michael Falk, CFA, CRC®, Partner with the Focus Consulting Group

(1.0 hr CFP®, CRC® and PACE CE)

A home is dear to the hearts of many retirees, but it may also be a large and illiquid asset, and/or liability. Income is paramount, but reaching for yield is perilous. What you should consider doing with the home is much more complex than often discussed. Let’s tear the roof of this topic and start to discuss some key issues brick by brick.

 

Ron Mastrogiovanni, President & CEO HealthView Services  A 21st Century Connection: Health and Wealth - Ron Mastrogiovanni  A 21st Century Connection: Health and Wealth

Ron Mastrogiovanni, President and Chief Executive Officer of HealthView Services

(1.0 hr CFP®, CRC® and PACE CE)

Most retirement income plans typically target a 75% to 85% income replacement ratio. With the goal of helping retirees plan their future income requirements based on pre-retirement expenses, income replacement ratios are the basis of many retirement income plans and calculators. While these ratios include a portion of pre-retirement health care costs, few take into account projected health care cost inflation, significant health-related out-of-pocket expenses and the impact of Medicare surcharges.

 

Chuck Yanikoski, President of StillRiver  A Case Study of Retirement Planning for a Teacher Approaching Retirement - Chuck Yanikoski A Case Study of Retirement Planning for a Teacher Approaching Retirement

Chuck Yanikoski of StillRiver

(1.0 hr CFP®, CRC® and PACE CE)

There were a projected 3.7 million full-time-equivalent (FTE) elementary and secondary school teachers in the U.S. in the fall of 2011. This session provides retirement counselors with guidance on helping teachers
figure out what they should do about their finances as they approach, enter, or manage their retirement.

 

Michael Falk, CFA, CRC®, is a consultant and partner with the Focus Consulting Group, and a partner and the chief strategist on a global macro hedge fund.  Enough About the Assets Already! - Michael Falk  Enough About the Assets Already!

Michael Falk, CFA, CRC®, a partner with the Focus Consulting Group

(1.0 hr CFP®, CRC® and PACE CE)

The financial industry continues to “pump out” more investment products and solutions for your clients and employees to use to build assets for retirement. The financial press continues to "spill ink" on these products and concepts. While the asset side of the equation is definitely important, where is the "ink" regarding the liability side of the equation? For retirement professionals who serve those who haven't saved enough investable retirement assets, this is a session you'll not want to miss!

 

 Estimating the True Cost of Retirement - David Blanchett Estimating the True Cost of Retirement

David Blanchett, CFA, CFP®, AIFA, Head of Retirement Research, Morningstar Investment Management

(1.5 hrs CFP®, CRC® and PACE CE)

Retirement is the most expensive “purchase” faced most individuals. In order to properly forecast the value of assets during retirement, it is important to consider several other variables when estimating a person’s total retirement liability, such as their optimal replacement rate, their forecasted retirement period, and what it truly means to fail (or succeed).

 

Manish Malhotra, MBA  Finding Optimized Income Strategies for Middle Market Clients - Manish Malhotra Finding Optimized Income Strategies for Middle Market Clients

Manish Malhotra, Founder and President of Income Discovery

(1.0 hr CFP®, CRC® and PACE CE)

There are many alternative income strategies that can be used in isolation or in combination with total-return-based systematic withdrawal plan (SWP), such as time segmentation, bond ladders, and life or period-certain fixed annuities or variable annuities with guaranteed lifetime withdrawal benefits (GLWB). In addition to making investing decisions for retirement income, however, the middle market also needs to identify the optimal time to begin taking Social Security and when to target stopping working.

 

Greg Prost, CFA, Chief Investment Officer of Ambassador Capital Management  Investing in Bonds in a Rising Rate Environment - Greg Prost Investing in Bonds in a Rising Rate Environment

Greg Prost, CFA, CIO of Ambassador Capital Management

(1.0 hr CFP®, CRC® and PACE CE)

Now that the Federal Reserve has pulled back on its quantitative easing (QE) program where it is only buying $65 billion per month of long-term treasury and mortgage debt (as of Feb. 2014) – down from $85 billion per month in 2013 – it appears we’re poised for an uptick in bond rates for 2014 (and with it, lower bond values for existing bondholders). It’s difficult to generate strong positive returns in the fixed income markets when bond yield levels are at historically low levels. Interest rates have been falling for 32 years, resulting in bond investors enjoying total returns in excess of yield during most of our lifetimes. For the rest of our lives that is unlikely to be the case.

 

Carol Bogosian, ASA, EA, MAAA, President of CAB Consulting, Retirement Risk Expert  Misperceptions and Management of Retirement Risks - Carol Bogosian Misperceptions and Management of Retirement Risks

Carol Bogosian, ASA President of CAB Consulting

(1.0 hr CFP®, CRC® and PACE CE)

This session highlights key research conducted the Society of Actuaries, much of which InFRE participated in over the last fifteen years, concerning misunderstandings of the risks faced the mid-market in their post-retirement years and how most people are simply unprepared. Find out what you can do to help increase your clients’ and employees' chances of retirement success realistically addressing the risks they’ll face in retirement.

 

Steve Vernon, FSA, President of Rest-of-Life Communications  Money for Life: Help your plan participants avoid going broke in retirement - Steve Vernon Money for Life: Help your plan participants avoid going broke in retirement

Steve Vernon, FSA, President of Rest-of-Life Communications

(1.0 hrs CFP®, CRC® and PACE CE)

People with a DC plan as their primary saving vehicle have not only the personal responsibility of funding their retirement, but they are at risk of running out of money. People need to take important planning steps to secure their future retirement income. The challenges with defined contribution plans today are that many people are not saving enough, there is leakage due to loans and early withdrawals, and retirees are on their own to generate reliable, lifetime retirement income. Employers need to do more with plan design and education to help employees generate retirement income from their defined contribution savings.

 

Michael Falk, CFA, CRC®, is a consultant and partner with the Focus Consulting Group, and a partner and the chief strategist on a global macro hedge fund.  Off With Your (Rule of) Thumbs! - Michael Falk Off With Your (Rule of) Thumbs!

Michael Falk, CFA, CRC®, a partner with the Focus Consulting Group

(1.0 hr CFP®, CRC® and PACE CE)

Michael Falk challenges us to rethink several well-accepted schools of thought used today by many professionals for retirement planning, based on his belief that it is important to "immunize before you optimize". In this session you will re-evaluate the wisdom of targeting an income replacement rate, using the 4% Rule as a primary income strategy, retiring to take advantage of outdated or artificial constructs, selecting asset allocation based on age, and using long-term care insurance.

 

Alexandra Macqueen, CFP®, Author Pensionizing Your (Client’s) Nest Eggs: What, How and Why? - Alexandra Macqueen “Pensionizing" Your (Client’s) Nest Eggs: What, How and Why? - Alexandra Macqueen

Alexandra Macqueen, CFP®, co-author (with Dr. Moshe Milevsky) of Pensionize Your Nest Egg: How to Use Product Allocation to Create Guaranteed Income for Life

(1.0 hr CFP®, CRC®, and PACE CE)

In an earlier era, workers retired to traditional defined benefit pensions which provided income they couldn’t outlive. With the rapid decline of these traditional pensions over the past few decades, retirees must now create their own plans to ensure the savings they’ve accumulated for retirement last a lifetime. One solution? “Pensionizing” a portion of your clients' nest egg -- purchasing a “personal pension” that provides guaranteed income they can’t outlive. In this session, attendees will discuss (a) the new risks that investors face as they approach and entire retirement, including longevity, inflation and sequence-of-returns risk, and (b) how retirees can combine financial and insurance products to create retirement income plans that meet their individual goals.

 

Betty Meredith, CFA, CFP®, CRC®  The Stage is Set for Serving the Mid-Market - Meredith and Harness The Stage is Set for Serving the Mid-Market

Betty Meredith, CFA, CFP®, CRC® and Nathan Harness, PhD, CFP®

(1.0 hr CFP®, CRC®, and PACE CE)

Retirement savings in IRA accounts exceeded those in employer-sponsored defined contribution plans in 2007. This means more people than ever now need help making informed retirement decisions (versus just 401k/457/403b investing decisions. New technology, planning methodologies, retirement products and federal regulations have set the stage for retirement professionals who are passionate about serving the needs of this market. Learn what professionals are doing now, how our industry is changing, and where it still needs to go to improve the retirement security of the middle market.

 

Sandra Timmermann, EdD is a Doctor of Education and a nationally-recognized gerontologist with a focus on aging and its relation to business.  What's Trending in the Field of Aging? Connecting the Dots with Financial Services - Sandra Timmermann EdD What's Trending in the Field of Aging? Connecting the Dots with Financial Services

Sandra Timmermann, Ed.D., the prior Executive Director of the MetLife Mature Market Institute

(1.0 hr CFP®, CRC®, and PACE CE)

Boomers are redefining aging in retirement and heralding in new community movements, technology and services. Retirement security, long term care, housing and lifestyle are top of mind not only for the 50+ population but also for policymakers, government officials and businesses. Find out how these new trends connect with financial services and retirement planning, and gain insights into what’s important to Boomers and older clients.
 

 

Risk Management CE CoursesRisk Management

 

 

Sandra Timmermann, EdD is a Doctor of Education and a nationally-recognized gerontologist with a focus on aging and its relation to business.  How Middle Income Retirees Plan For and Manage Their Risks, Assets and Spending Decisions in Retirement - Greenwald Upcoming Rebroadcast: Nov 22, 2016, 3:00 PM

How Middle Income Retirees Plan For and Manage Their Risks, Assets and Spending Decisions in Retirement

Mathew Greenwald, PhD, President of Greenwald & Associates, and Cindy Levering, EA

(1.0 hr CFP®, CRC®, and PACE CE)

The Society of Actuaries recently conducted 12 focus groups with people who have been retired for at least 15 years to gain insights on which, if any, financial shocks they experienced and how they handled those financial shocks. This work was supplemented by 15 interviews with spouses and grown children of older people who have needed long term care, to get a sense of the impact of their experiences. In addition, the Society of Actuaries also recently completed its eighth biennial survey of people ages 40 – 80 about their understanding of retirement risks and how they plan for those risks in this era of increased personal responsibility.

 

Sandra Timmermann, EdD is a Doctor of Education and a nationally-recognized gerontologist with a focus on aging and its relation to business. A Primer for Advisors on the Aging Brain: Understanding Cognitive Impairment, Taking Action Steps - Sandra Timmermann

A Primer for Advisors on the Aging Brain: Understanding Cognitive Impairment, Taking Action Steps

Sandra Timmermann, EdD, Successful Aging in Retirement Expert

(1.0 hr CFP®, CRC®, and PACE CE)

As our clients age, some of them will develop diseases such as Alzheimer's or other dementias. Those who are cognitively impaired may put their own retirement security at risk, at the same time, can cause ethical and practical dilemmas for their financial advisors. This webinar will help advisors better understand how the aging brain works, how to differentiate between normal memory loss and dementia, how to detect financial elder abuse and what steps should be taken if a client’s behavior changes due to cognitive impairment.

 

Brian Perlman, PhD, ChFC, CLU, Senior Vice President and CFO, Mathew Greenwald & Associates, is a research psychologist and retirement confidence research expert.  The 2013 EBRI/Greenwald Retirement Confidence Survey (RCS) - Brian Perlman PhD The 2013 EBRI/Greenwald Retirement Confidence Survey (RCS)

Brian Perlman,PhD, ChFC, CLU, Senior Vice President and CFO, Mathew Greenwald & Associates

(1.0 hr CFP®, CRC®, and PACE CE)

Sponsored the Employee Benefit Research Institute (EBRI), the American Savings Education Council (ASEC), and Mathew Greenwald & Associates (Greenwald), the annual RCS is a random, nationally representative survey of 1,000 individuals age 25 and over. The RCS strives to be timely covering issues that are of current interest to policymakers and retirement benefits specialists; past examples include participant education in 401(k) plans and understanding of IRA eligibility.

 

David Kaleda  Don't Let Disability Derail Retirement Security - Kaleda and Rappaport Don't Let Disability Derail Retirement Security

David Kaleda and Anna Rappaport, FSA, MAAA

(1.0 hr CFP®, CRC®, and PACE CE)

Disability affects many Americans, but it is not well understood and only 31% of civilian workers have long term disability coverage. Traditional defined benefit plans usually included some protection so that disability would not destroy retirement plans. In contrast, defined contribution plans have no built-in protection.

 

Rick Miller, PhD, CFP®, Founder of Sensible Financial, is a disability insurance planning expert. Understanding Disability: Financial and Retirement Planning Considerations

Rick Miller, Ph.D., CFP® and Scott D. Haglund, FSA, MAAA, FLMI

(1.5 hrs CFP®, CRC®, and PACE CE)

The chance that you or a client might suffer a long-term disability is more common than you might think, and this risk increases with each year we age. For many of us, employer-provided coverage will need to be supplemented with individual insurance. Most who suffer a disability today not only stop adding to retirement savings, they dip into their savings
early as they experience increased medical and other related disability costs.
Retirement professionals need to know how to help clients make informed insurance
decisions that will protect their retirement security from this substantial risk.

 

David Kessler, Elder Fraud Expert, speaks throughout the country about the escalating problem of exploitation of the elderly. As a keynote speaker and trainer on the topic of exploitation of the elderly, David addresses all facets of these crimes, including Undue influence, Sweetheart Swindles, Power of Attorney Thefts, and Home Improvement Scams.  Protecting Your Clients from Financial Elder Fraud - David Kessler  Protecting Your Clients from Financial Elder Fraud

David M. Kessler, Elder Fraud Expert, Protecting the Elderly

(1.0 hr CFP®, CRC®, and PACE CE)

Financial crimes against the elderly are highly under-reported throughout the United States. Too often, incidents of stealing from an elderly victim are misdiagnosed as a "family matter," or a civil court issue. Exploiting our elderly out of their lifelong savings and property is far more than stealing material items, it goes deeper. It is the THEFT OF THEIR DIGNITY.
 

 

Social Security CE CoursesSocial Security

 

 

Dr. William Reichenstein, CFA, is an expert in Social Security strategies.  Social Security Strategies: Optimizing Retirement Benefits - Dr William Reichenstein  Social Security Strategies: Optimizing Retirement Benefits

Dr. William Reichenstein, CFA, Pat and Thomas R. Powers Chair in Investment Management at Baylor University

(1.0 hr CFP®, CRC®, and PACE CE)

With over 2,000 rules affecting benefits, it's no wonder many Americans are missing out on the full value of Social Security. But not all advisors have a full grasp on the intricacies either. In this session Dr. William Reichenstein teaches strategies to help your clients claim benefits, as well as Social Security terms and basics including Primary Insurance Amount, Full Retirement age, etc.
 

 

Women and Retirement CE CoursesWomen and Retirement

 

 

Women and Retirement - Cindy Hounsell, Mary Beth Franklin, Shelley Giordano, Betty Meredith Women and Retirement - Cindy Levering, Cindy Hounsell, Mary Beth Franklin, Shelley Giordano, Betty Meredith New! Women and Retirement

Cindy Hounsell, JD, President, WISER; Mary Beth Franklin, CFP®; Shelley Giordano, Longevity View Associates; and Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center

(2.0 hrs CFP®, CRC®, and PACE CE)

In retirement, women are more at risk than men of living longer than expected, surviving a spouse, experiencing a “grey divorce”, being a caregiver, dealing with the long-term care expenses of a spouse, and eventually relying solely on Social Security for their retirement income. By being retirement smart, we can help our women clients prepare ahead of time for the retirement-specific risks that are most likely to affect them. Come to this session to hear a power-packed panel provide specifics about what planners should do to help their women clients be more retirement secure.

 

Cindy Hounsell, JD, is the President of WISER, the Women’s Institute for a Secure Retirement, a nonprofit organization that seeks to improve the opportunities for women to secure retirement income and to educate the public about the inequities that disadvantage women in retirement.  The Personal Cost of Caregiving: Women Need to Protect THEIR Retirement Too! - Cindy Hounsell   The Personal Cost of Caregiving: Women Need to Protect THEIR Retirement Too!

Cindy Hounsell, JD, President of WISER

(1.0 hr CFP®, CRC®, and PACE CE)

Sixty-six percent of caregivers are women, according to the “Caregiving in the U.S.” study the National Alliance for Caregiving. Caregivers spend on average 20 hours each week providing care, leaving them with less time for paid work. In sum, caregiving has serious financial consequences and it is important for women to understand the consequences and to take steps, whenever possible, to protect their retirement security.

 

Cheryl Farrell, CFP®, CLU, ChFC, CRC®, CASL, AEP, MSFS Women and Retirement

Cheryl Farrell, CFP®, CLU, ChFC, CRC® CASL, AEP, MSFS

(1.5 hrs CRC® CE, not eligible for CFP® credit)

Because 70% of people over age 65 living in poverty are women, we offer a special web course for everyone entrusted with assisting this unique part of our society achieve retirement success. Learn more about how women can protect themselves from financial devastation brought on the loss of a partner, and how benefits-based solutions can become assets during retirement.
 

 

Retirement Counseling CE CoursesRetirement Counseling

 

 

Michael Sullivan, CEO, 50-Plus Communications Consulting  Finding the Gold in Gray: Keys to Serving Boomers and Older Clients - Michael Sullivan  Finding the Gold in Gray: Keys to Serving Boomers and Older Clients

Michael Sullivan, 50-Plus Communications Consulting - Retirement Communications Expert

(1.0 hr CFP®, CRC®, and PACE CE)

Each generation has its own words, concepts, motivations and emotions that appeal to them based on their life stage and collective life experiences. As individuals age, their ability to accurately, completely and quickly process information tends to decline. You need to adjust your presentation and conversations to help them understand better.

 

Michael Sullivan, CEO, 50-Plus Communications Consulting Changing Behavior or Changing Attitudes

Diane C. Savage, CFP®, CRC®, Founder and President of Goodlife

(1.0 hr CFP® and PACE, 1.5 hrs CRC® CE)

Accumulating money during the working years is a critical component of retirement preparedness. Examine the relationship of motivation and alignment as they relate to financial security, as well as some approaches to framing the messages in the accumulation phase so that more participants will not only embrace the concept of saving, but turn that understanding into action.

 

Joseph Tabers, CSP, Joe Tabers Consulting, is an expert in improving workplace presentations, interpersonal communication skills and relationships. Principles of Effective One-to-One Communication  - Joe Tabers Principles of Effective One-to-One Communication

Joe Tabers, CSP, Leadership Enhancement Coach

(1.0 hr CFP®, CRC®, and PACE CE)

The challenge for retirement counselors with face-to-face client/plan participant meetings is that we have a limited time for communicating.

 

Joseph Tabers, CSP, Joe Tabers Consulting, is an expert in improving workplace presentations, interpersonal communication skills and relationships.Understanding Communication Styles

Joe Tabers, CSP, Leadership Enhancement Coach

(1.5 hrs CRC® CE, not eligible for CFP® credit)

Learn how to enable participants to better identify, understand and prepare to adapt to the variety of client styles encountered in one-on-one or group counseling sessions.
 

 

Purposeful Retirement CE CoursesPurposeful Retirement

 

 

Steven S. Shagrin, JD, CFP®, CRPC®, CRC®, RLP®, CMC, is President of Planning For Life, a holistic life transition, life planning and retirement education company. Designing Your Life in Retirement

Steven S. Shagrin, JD, CFP®, CRPC®, CRC®, RLP®, CMC, President of Planning for Life

(1.5 hrs CRC® CE, not eligible for CFP® credit)

We often think of retirement planning in terms of the financial factors that will provide financial security, but it requires planning and preparation in all areas of life. This presentation demonstrates how planning is regarded as an essential tool to preparing for both the challenges and opportunities inherent in the retirement experience.

 

Michael Sullivan, CEO, 50-Plus Communications Consulting Retirement as a Time to Reinvent, Rewire and Renew

Diane C. Savage, CFP®, CRC®, Founder and President of Goodlife

(1.0 hr CFP® and PACE, 1.5 hrs CRC® CE)

Good retirement planning looks beyond just the financial aspects. Learn a holistic model accounting for the cultural, social and personal factors retirees will face. Join us for this eye-opening web course that looks beyond the financial aspects of retirement planning and provides a holistic model accounting for the many cultural, social and personal factors one faces along the way.

 

Dr. Barbara A. Butrica, Senior Research Associate, Urban Institute, is a labor economist with research interests in aging and income dynamics. The Benefits of Staying Productive During Retirement

Dr. Barbara A. Butrica, PhD, Senior Research Associate, Urban Institute

(1.5 hrs CRC® CE, not eligible for CFP® credit)

There are important benefits to staying productive during retirement when productivity is defined as paid work, care giving, and volunteering. Retirement counselors have a unique opportunity to influence the number of engaged older Americans. As the number of engaged retirees increases not only will the individual benefit but so will the economy and all of society.
 

 

Retirement Education CE CoursesRetirement Education

 

 

Sandra Timmermann, EdD is a Doctor of Education and a nationally-recognized gerontologist with a focus on aging and its relation to business. The Decision to Retire and Post-Retirement Financial Strategies: Insight from Eight Focus Groups - Greenwald and Bogosian The Decision to Retire and Post-Retirement Financial Strategies: Insight from Eight Focus Groups

Matthew Greenwald, Ph.D., President of Greenwald & Associates and Carol Bogosian, ASA, President of CAB Consulting

(1.0 hr CFP®, CRC®, and PACE CE)

It is important to understand the rationale and process people use to make decisions about when to retire and how to manage in retirement. Whether people have sufficient assets and income for retirement is very dependent on when they decide to retire and how they expect to live during retirement. In addition, certain financial shocks will continue to occur in retirement much like they did during a person’s working lifetime.

 

Mary Willett, CRA®, CRC®, Willett Consulting, Public Sector DC and DB Plan Expert, is a benefit plan consultant in Oregon, Wisconsin with more than twenty years experience in the field of public employee retirement benefits. A New Model for Retirement Education and Counseling

Mary Willett, CRC®, CRA®, and Ruth Helman, Research Director, Mathew Greenwald & Associates

(1.5 hrs CRC® CE, not eligible for CFP® credit)

Explore the state of retirement readiness and how workers' perceptions about their retirement futures don't match their actions, illustrating why current approaches are less effective.

 

Betty Meredith, CFA, CFP®, CRC® Outsourcing Education Development

Betty Meredith, CFA, CFP®, CRC®, InFRE Director of Education & Research

(2.0 hrs CRC® CE, not eligible for CFP® credit)

More state services are being outsourced due to budget constraints, creating a challenge or pension systems to dedicate resources to researching, designing and piloting new courses. Learn how two mid-sized systems personalized off-the-shelf live and elearning materials and productively implemented retirement income and early/mid-career financial planning education for their members.

 

Jodi DiCenzo, CFA, CPA, Behavioral Finance Expert, is the founder of Behavioral Research Associates, LLC.  The Behavioral Insights to Improve Retirement Security - Jodi DiCenzo, CFA, CPA Behavioral Insights to Improve Retirement Security

Jodi DiCenzo, CFA, CPA Behavioral Research Associates, LLC

(1.0 hr CFP®, CRC®, and PACE CE)

Behavioral research provides a greater understanding of retirement-related decision making and identifies relevant predictors of consumer behavior, which often stands in stark contrast to rational expected behavior. Behavioral research improves your ability to make informed decisions based on actual consumer or employee behavior, rather than relying on educated guesses or opinions. Jodi DiCenzo has performed extensive research to gain firsthand insight into employees’ retirement-related decisions and choice. She will present her findings as well as other research findings that go beyond automatic enrollment as the predominant solution for improving employee plan participation, deferral and investing behaviors.

 

Targeted Personalized Communications - Dr Richard Glass Targeted Personalized Communications

Dr. Richard D. Glass, CEBS, CRC®

(1.5 hrs CRC® CE, not eligible for CFP® credit)

Learn how a targeted approach to accomplishing desired employee retirement saving and preparation behavior can improve your employees' appreciation and use of your defined contribution plan.
 

 

Presentation Skills CE CoursesPresentation Skills

 

 

Joseph Tabers, CSP, Joe Tabers Consulting, is an expert in improving workplace presentations, interpersonal communication skills and relationships. Presentation Tips and How-To's

Joe Tabers, CSP, Leadership Enhancement Coach

(1.5 hrs CRC® CE, not eligible for CFP® credit)

Do you have the presentation skills required to be the retirement counselor of the future? The need for the informative and dynamic delivery of information is an integral part of the new business model needed advisors and retirement counselors to service the mid-market.

 

Fortify your retirement expertise today!

 

List of CFP®, CRC®, ASPPA, PACE courses by topic Client and 401(k) employee education Professional development and continuing education

 

CFP®, CRC®, ASPPA,
PACE CE courses from
30+ industry experts

 

Workshops to educate your Clients and 401(k) Employees

 

Become a Certified Retirement Counselor® (CRC®)

 

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