Archive for Intermediate

How to Make Your Clients’ Money Last Longer with Withdrawal Sequence Strategies – William Meyer – Learn more

How to Make Your Clients’ Money Last Longer with Withdrawal Sequence Strategies – William Meyer

How you “tap” or liquidate retirement savings to generate income impacts portfolio longevity.

Similarly, how you coordinate guaranteed income, Medicare and Social Security with the sequence you withdraw client savings impacts how long retirement savings lasts.

Learn how to beat the “conventional wisdom” used to generate retirement income for your clients.

In “How to Make Your Clients’ Money Last Longer with Withdrawal Sequence Strategies” you will learn:

  1. What is a withdrawal strategy and how to compliment guaranteed income solutions with liquidating retirement savings in an order that maximizes family wealth;
  2. The “conventional wisdom” sequence and its limitations;
  3. Defining a framework for optimal withdrawal strategies;
  4. Tapping savings using multiple accounts and the right thresholds;
  5. Advanced – phased withdrawal strategies or changing the withdrawal sequence;
  6. Case Study – “Coordination” best practices to ensure you don’t torpedo your clients by accident.

Your presenter for this course is:

William Meyer, CEO, Retiree, Inc. and Social Security Solutions, Inc.

William (Bill) Meyer, CEO, Retiree, Inc. and Social Security Solutions, Inc., is a nationally recognized expert in retirement income withdrawal strategies and Social Security claiming strategies. With Dr. William Reichenstein from Baylor University, he developed Income Strategy and Social Security Solutions, the leading retirement income management and withdrawal software for financial advisors, IncomeSolver.com.

Bill’s robust research is recognized for identifying the sub-optimal nature of the conventional wisdom currently used to create withdrawal strategies and solving the gap in retirement income with a tax-efficient withdrawal strategy that is proven to extend portfolio longevity by up to a decade.

Bill has been the featured speaker at national events, and recently spoke in front of a Senate Committee regarding improving Social Security. He is a former Trustee of the Securities Industry Institute at Wharton and holds multiple securities licenses.

CFP BOARD - CE Quality Partner - Retirement Resource Center

CFP BOARD – CE Quality Partner – Retirement Resource Center

Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center

1 hr CFP®, CRC®, and other CE Credit Reporting

We will report your CFP® and/or CRC® credit (no additional reporting fee) – please add your ID at checkout. You are responsible for reporting all other certifications for CE credit.

Retirement Resource Center Risk Free GuaranteeYour satisfaction guaranteed:
We know that you will be pleased with your purchase of this product. If, however, you are not completely satisfied notify us within 30 days of your purchase to receive a full refund of your fee.

Not familiar with online courses?
We help you be sure you’re comfortable navigating our online system.
Just contact our customer service department by email anytime or by phone 847.686.0440×105 during regular business hours.

Authorize.Net

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Overall Rating: 4.5 / 5

 

Retail: $29.00

Add to Cart

 
 

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MP3 Audio Download and PDF handoutSpecifications: 60 minute webinar course

Elearning coursesSKU: 03IRRCHowToMakeYourClients’MoneyLastLonger18

MP3 Audio Download and PDF handoutKnowledge Level: 3 – Intermediate

Retirement Professional Development CE Memberships

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Money for Life: Help your plan participants avoid going broke in retirement – Steve Vernon

Money for Life: Help your plan participants avoid going broke in retirement - Steve Vernon

Money for Life: Help your plan participants avoid going broke in retirement – Steve Vernon

There is a cultural shift that taking place in DB Plans today regarding employee retirement income and the roles that played in helping employees successfully transition to retirement using their DC savings.

People with a DC plan as their primary saving vehicle have not only the personal responsibility of funding their retirement, but they are at risk of running out of money.

People need to take important planning steps to secure their future retirement income. The challenges with defined contribution plans today are that many people are not saving enough, there is leakage due to loans and early withdrawals, and retirees are on their own to generate reliable, lifetime retirement income. Employers need to do more with plan design and education to help employees generate retirement income from their defined contribution savings.

In “Money for Life: Help your plan participants avoid going broke in retirement”, you will learn more about:

  1. An overview of the today’s retirement planning environment;
  2. A review of current and future trends in employer-sponsored defined contribution plans, including retirement income;
  3. A summary of the methods used today to generate retirement income savings;
  4. Evaluation criteria for today’s “retirement income generators” in defined contribution plans;
  5. The pros and cons of employees staying in employee plans or rolling over their funds to an IRA;
  6. How to pull it all together and apply these concepts to what you can teach your employees about how to use their defined contribution plan savings for retirement.
Your instructor for this course is:
Steve Vernon, FSA - Expert in Strategies that Integrate DC Plans, Social Security, QLACs

Steve Vernon, FSA, MAAA – Research Scholar, Stanford Center on Longevity, President of Rest-of-Life Communications

Steve Vernon, FSA, MAAA, Research Scholar, Stanford Center on Longevity, President of Rest-of-Life Communications

In both of his roles as Research Scholar at the Stanford Center on Longevity and as the President of Rest-of-Life Communications, Steve is active with research, writing, and speaking on the most challenging issues facing retirees today, including finance, health, and lifestyle. For more than 35 years, he has helped Fortune 1000 employers design, manage and communicate their retirement programs.

Steve is one of the most sought-after retirement experts in the country due to his surprising and inspiring insights. He is quoted frequently in such publications as The Wall Street Journal, New York Times, Los Angeles Times, USAToday, BusinessWeek, Fortune Magazine, Kiplinger’s, and Money Magazine. He also writes occasional columns for Retirement Weekly.

Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center

1 hr CFP®, CRC®, and other CE Credit Reporting

We will report your CFP® and/or CRC® credit (no additional reporting fee) – please add your ID at checkout. You are responsible for reporting all other certifications for CE credit.

Money for Life: Help your plan participants avoid going broke in retirement - Steve Vernon

Money for Life: Help your plan participants avoid going broke in retirement – Steve Vernon

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Overall Rating:   4.4 / 5

Retail:  $29.00    Add to Cart

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MP3 Audio Download and PDF handoutSpecifications:   60-minute webinar course

Elearning coursesSKU:   03IRRCMoneyForLifeElearn14

MP3 Audio Download and PDF handoutKnowledge Level:   2 – Basic

Retirement Resource Center Risk Free GuaranteeYour satisfaction guaranteed: We know that you will be pleased with your purchase of this product. If, however, you are not completely satisfied notify us within 30 days of your purchase to receive a full refund of your fee, less any CFP® CE reporting fees for courses that were filed prior to membership cancellation.

Retirement Insight and TrendsVisit Retirement Insight and Trends, InFRE’s quarterly newsletter for retirement professionals, for a summary article of this 2018 presentation.

Retirement Insight and Trends The Retirement Resource Center YouTube channel features short clips of presentatations by many of our speakers. Please visit Retirement Resource Center YouTube channel to view a short clip of this presentation.

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How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies – Wade Pfau – Learn more

How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies – Wade Pfau

“How much can I spend in retirement?”
 

Dr. Pfau has conducted an in-depth study and authored a new book that focuses on sustainable spending from investment portfolios in the face of a variety of retirement risks.

Estimates provided by traditional studies about sustainable spending may be too optimistic, or may be even higher than traditional studies imply. It is important for advisors to understand a variety of spending and asset allocation approaches in order to manage sequence of returns risk and develop sustainable spending strategies.

In “How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies”, you will learn:
 

How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies – Wade Pfau

How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies – Wade Pfau

    1. Retirement income tools, philosophies, and strategies;
    2. How sustainable spending from investments adjusts in response to portfolio performance;
    3. Appropriate spending patterns for retirees
    4. Where theory meets practice: developing a sustainable spending strategy.

Your presenter for this course:

Wade D. Pfau, Ph.D., CFA, Professor of Retirement Income for the American College of Financial Services

Wade D. Pfau, Ph.D., CFA, is a Professor of Retirement Income in the Ph.D. program for Financial and Retirement Planning at The American College in Brin Mawr, PA. He also serves as a Principal and Director for McLean Asset Management, helping to build retirement income solutions for clients, and Chief Planning Strategist of software provider inStream Solutions. He holds a doctorate in economics from Princeton University and publishes frequently in a wide variety of academic and practitioner research journals on topics related to retirement income.

Wade hosts the Retirement Researcher website and is a monthly columnist for Advisor Perspectives, a RetireMentor for MarketWatch, a contributor to Forbes, and an Expert Panelist for the Wall Street Journal. His research has been discussed in outlets including the print editions of The Economist, New York Times, Wall Street Journal, Time, Kiplinger’s, and Money Magazine. He is the author of Reverse Mortgages: How to Use Reverse Mortgages to Secure Your Retirement and How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies.

CFP BOARD - CE Quality Partner - Retirement Resource Center

CFP BOARD – CE Quality Partner – Retirement Resource Center

Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center

1 hr CFP®, CRC®, and other CE Credit Reporting

We will report your CFP® and/or CRC® credit (no additional reporting fee) – please add your ID at checkout. You are responsible for reporting all other certifications for CE credit.

Retirement Resource Center Risk Free GuaranteeYour satisfaction guaranteed:
We know that you will be pleased with your purchase of this product. If, however, you are not completely satisfied notify us within 30 days of your purchase to receive a full refund of your fee.

Not familiar with online courses?
We help you be sure you’re comfortable navigating our online system.

Just contact our customer service department by email anytime or by phone 847.686.0440×105 during regular business hours.

Overall Rating: 4.3 / 5

Retail: $29.00

Add to Cart
 

 
 

Video and audio MP3 formats available

MP3 Audio Download and PDF handoutSpecifications: 60 minute webinar course

Elearning coursesSKU: 03IRRCHowMuchCanISpend18

MP3 Audio Download and PDF handoutKnowledge Level: 3 – Intermediate

Retirement Insight and TrendsVisit Retirement Insight & Trends, InFRE’s newsletter for retirement professionals, for a summary of this presentation.

Begin saving on CE today!

We will refund the price of your individual course off of a new membership.

Just notify us that you have Become a Member within 10 days of course purchase to receive your refund!

 
 

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01/08/2019 The Platinum Retirement Challenge – Gray Divorce – Lili Vasileff – Rebroadcast – Learn more

01/08/2019 The Platinum Retirement Challenge – Gray Divorce – Lili Vasileff – Rebroadcast

The Platinum Retirement Challenge - Gray Divorce - Lili Vasileff

The Platinum Retirement Challenge – Gray Divorce – Lili Vasileff

This course is brought to you from a recent live webinar and will be REBROADCAST on Tuesday, January 8, 2019, 3:00 PM – 4:00 PM EST – no need to take the online quiz to receive CE when you attend the webinar! Or you may take this online recorded webinar learning course at any time for 1 hr CFP®, CRC®, and other Continuing Education Credit when you pass the online quiz.

Every 10 seconds a Boomer turns 60 years old. Gray divorce is what many boomers face. Among U.S. adults over age 50, the divorce rate has doubled since 1994. Contrary to expectations, long term marriages are not immune and the largest increase (55%) is in first time marriages of over 20 years.

The gray divorce phenomenon is much examined because of its impact on the economy and on younger generations. There are surprisingly many nuances in the gray divorce statistics. This webinar will help advisors to understand what boomers want, what boomers experience, and what are the consequences of gray divorce are relating to financial security. Specifically, you will learn 8 key points to address with anyone going through divorce after age 50 and how to identify unique issues in divorce that are one-time opportunities for clients to maximize their outcome.

The Platinum Retirement Challenge - Gray Divorce - Lili Vasileff

The Platinum Retirement Challenge – Gray Divorce – Lili Vasileff

In “The Platinum Retirement Challenge – Gray Divorce”, you will:
 
  1. Learn about the triggers for gray divorce;
  2. Recognize the challenges boomers face at this stage of life and how divorce further complicates financial security, especially for women;
  3. Identify eight key areas for discussion with your clients going through divorce that must not be overlooked;
  4. Learn about the divorce process, financial issues in divorce, and decision-making within the context of the law
  5. Learn how to illuminate opportunities for clients to maximize cash flow, divide assets and preserve wealth unique to the divorce process and as exceptions to many IRS rules.

Your presenter for this course is:

Lili Vasileff, CFP®, MAFF, CDFA®

Lili Vasileff, CFP®, MAFF, CDFA®

Lili Vasileff, CFP®, MAFF, CDFA®, President, Divorce and Money Matters, LLC and Wealth Protection Management

The presenter of this session is Lili Vasileff, a fee only CFP, Master in Financial Forensics specializing in matrimonial litigation (MAFF), Certified Divorce Financial Analyst (CDFA) and an independent Registered Investment Advisor. Lili is president and founder of Divorce and Money Matters LLC and of Wealth Protection Management, author of the book Money & Divorce: The Essential Roadmap to Mastering Financial Decisions, published by the American Bar Association, and President Emeritus of the national Association of Divorce Financial Planners (ADFP).

CFP BOARD - CE Quality Partner - Retirement Resource Center

CFP BOARD – CE Quality Partner – Retirement Resource Center

Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center

1 hr CFP®, CRC®, and other CE Credit Reporting

We will report your CFP® and/or CRC® credit (no additional reporting fee) – please add your ID at checkout. You are responsible for reporting all other certifications for CE credit.

Retirement Resource Center Risk Free GuaranteeYour satisfaction guaranteed:
We know that you will be pleased with your purchase of this product. If, however, you are not completely satisfied notify us within 30 days of your purchase to receive a full refund of your fee.

Not familiar with online courses?
We help you be sure you’re comfortable navigating our online system.
Just contact our customer service department by email anytime or by phone 847.686.0440×105 during regular business hours.

Authorize.Net

Authorize.Net

Overall Rating: 4.5 / 5
 

Retail: $29.00
 

Add to Cart

 
The $29 fee is waived for all 90 Days – $99 and 365 Days – $199 memberships. Members have FULL ACCESS to this and 60+ other NO-QUIZ webinars and ON-DEMAND CE courses at no extra fee.

 
 

Video and audio MP3 formats available

MP3 Audio Download and PDF handoutSpecifications: 60 minute webinar course

Elearning coursesSKU: 03IRRCPlatinumRetirementChallenge18

MP3 Audio Download and PDF handoutKnowledge Level: 3 – Intermediate

Retirement Insight and TrendsVisit Retirement Insight & Trends, InFRE’s newsletter for retirement professionals, for a summary of this presentation.

Retirement Professional Development CE Memberships

Save on CE!

Begin saving on CE today!

We will refund the price of your individual course off of a new membership.

Just notify us that you have Become a Member within 10 days of course purchase to receive your refund!

Posted in: 1.0 hr CE, Intermediate, Online Retirement CE Professional Development Courses, PROTECT from Retirement Risks

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01/04/2019 How to Protect an Aging Client’s or Adult Child’s Retirement Security from a Medical Crisis – Annalee Kruger – Learn more

01/04/2019 How to Protect an Aging Client’s or Adult Child’s Retirement Security from a Medical Crisis – Annalee Kruger – Rebroadcast

How to Protect an Aging Client’s or Adult Child’s Retirement Security from a Medical Crisis – Annalee Kruger

How to Protect an Aging Client’s or Adult Child’s Retirement Security from a Medical Crisis – Annalee Kruger

This course will be REBROADCAST on: Friday, January 4, 2019, 2:00 PM – 3:00 PM EST.
Attend the upcoming rebroadcast to receive CE without the need to take the online exam. Purchase of this course prior to the rebroadcast date gives you access to the online recorded webinar course immediately (quiz required to receive CE credit), and allows you to register for the Rebroadcast session on Friday, January 4, 2019, 2:00 PM – 3:00 PM EST.

Most parents want to age in place, so a medical crisis can put families into a tailspin if a plan is not in place ahead of time.

Adult children who assume the role of caregiver must re-organize their business and personal lives to meet the needs of an aging loved one, as well as find funds to meet the unexpected health costs.

It is important for advisors to understand the needs typically associated with a medical event of an aging loved one, how it might affect the retirement security of the aging client and their adult children caregivers, and what can be done to help clients be financially and legally prepared.

In “How to Protect an Aging Client’s or Adult Child’s Retirement Security from a Medical Crisis”, you will learn:
 

  1. How advisors can and should help their aging clients and their clients’ adult children prepare for a health event ahead of time;
  2. A portrait of family caregivers to aging loved ones, and what can happen to their retirement security if their needs are not addressed;
  3. The consequence of advisors not having relationships with the adult children of aging clients;
  4. Why it is important to develop a team of professionals to refer.

Your presenter for this course:

Annalee Kruger, President, Care Right, Inc.

Annalee Kruger’s mission is to help families be pro-active and put plans in place before a medical crisis occurs. While she serves families in SW Florida, she also serves families across the US. Gone are the days of families living in the same zip code, let alone time zone. Annalee helps families with her virtual guidance service and virtual family meetings and family coaching/education.

In 2011 she founded Care Right Inc. to help families with aging loved ones navigate through the long-term care industry and cope with issues family caregivers encounter. Care Right’s mission is to help families be pro-active by facilitating difficult conversations early on, explain the importance of having their legal documents in order, explain the costs of health care, why having a financial plan is important, and developing a plan of care which incorporates the legal and financial planning.

She has worked with thousands of facility residents, their families, and caregivers as well as numerous health care agencies, and delivered hundreds of trainings and in-services to professionals and family caregivers on a variety of topics. Annalee has also provided business training for organizations across the US and China. Annalee has worked at every level in the long-term care industry, starting as a social worker over 25 years ago and eventually directing all operations of a community-based continuum of care retirement facility. Annalee earned her MBA at Cardinal Stritch University; her certificates in six sigma black belt; family mediation; and PTSD, grief, trauma, and loss counselling. She is a member of the National Speaker’s Association, National Association of Social Workers, and a sponsor of the Financial Planners Association in Wisconsin and Florida.

CFP BOARD - CE Quality Partner - Retirement Resource Center

CFP BOARD – CE Quality Partner – Retirement Resource Center

Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center

1 hr CFP®, CRC®, and other CE Credit Reporting

We will report your CFP® and/or CRC® credit (no additional reporting fee) – please add your ID at checkout. You are responsible for reporting all other certifications for CE credit.

Retirement Resource Center Risk Free GuaranteeYour satisfaction guaranteed:
We know that you will be pleased with your purchase of this product. If, however, you are not completely satisfied notify us within 30 days of your purchase to receive a full refund of your fee.

Not familiar with online courses?
We help you be sure you’re comfortable navigating our online system.

Just contact our customer service department by email anytime or by phone 847.686.0440×105 during regular business hours.

Overall Rating: 4.5 / 5

Retail: $29.00

Add to Cart
 

 
 

Video and audio MP3 formats available

MP3 Audio Download and PDF handoutSpecifications: 60 minute webinar course

Elearning coursesSKU: 03IRRCHowToProtect18

MP3 Audio Download and PDF handoutKnowledge Level: 3 – Intermediate

Retirement Insight and TrendsVisit Retirement Insight & Trends, InFRE’s newsletter for retirement professionals, for a summary of this presentation.

Begin saving on CE today!

We will refund the price of your individual course off of a new membership.

Just notify us that you have Become a Member within 10 days of course purchase to receive your refund!

 
 

Posted in: Intermediate, Online Retirement CE Professional Development Courses, PROTECT from Retirement Risks

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Integrating Home Equity and Retirement Savings Through the “Rule of 30” – Neuwirth and Sacks

It is well-documented that most people reaching retirement age have savings (whether in a 401(k) account or otherwise) that are inadequate to meet their consumption needs during retirement.

Recent research has shown that integrating home equity with retirement savings provides a strong enhancement of the amount available throughout retirement.

The enhancement is obtained by the use of a simple “coordinated” strategy, which involves a reverse mortgage credit line to offset adverse investment returns in the savings portfolio.

In this one-hour session, you will learn:

  1. What the conventional strategy (a passive strategy) is for the use of home equity to enhance retirement income;
  2. What the “coordinated” strategy (an active strategy) is for the use of home equity to enhance retirement income;
  3. How to perform a simple estimate to determine the amount of inflation-adjusted cash flow a retiree can reasonably expect throughout a 30-year retirement.
Peter Neuwirth, FSA, FCA, Fellow of the Society of Actuaries

Peter Neuwirth, FSA, FCA, Fellow of the Society of Actuaries

Peter Neuwirth, FSA, FCA

Peter Neuwirth is a Fellow of the Society of Actuaries, the highest designation they offered, a and Fellow of the Conference of Consulting Actuaries. He worked with WIllis Towers Watson for 38 years in both the insurance and the pensions world as a consulting actuary helping large companies manage their retirement programs. He is now retired and pursues freelance/independent projects that could benefit from actuarial thinking.
In October, 2017, Peter Neuwirth, together with Barry and Stephen Sacks, published another article in the Journal of Financial Planning titled “Integrating Home Equity and Retirement Savings through the “Rule of 30”” which expands the prior research to the middle market from just the more affluent market, and the findings of which will be presented to you in this webinar.

Barry H. Sacks, PhD, JD, Certified Specialist, Taxation Law

Barry H. Sacks, PhD, JD, Certified Specialist, Taxation Law

Barry H. Sacks, PhD, JD

Barry Sacks, Ph.D. earned his Ph.D. in semi-conductor physics from M.I.T., and then taught at U.C. Berkeley. He earned a J.D. Harvard Law School, and is a Certified Specialist, Taxation Law, from the California Board of Legal Specialization.  Barry spent 35 years as an ERISA attorney, specializing in qualified retirement plans. He then used his breadth of skills to discover a role for a reverse mortgage to help make a retirement portfolio last longer. Barry now has a law practice providing special services to tax professionals in the area of “Offers in Compromise” for retirees living on 401(k) accounts or other securities portfolios.
Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center

CFP BOARD - CE Quality Partner - Retirement Resource Center

CFP BOARD – CE Quality Partner – Retirement Resource Center

1 hr CFP®, CRC®, and other CE Credit Reporting

We will report your CFP® and/or CRC® credit (no additional reporting fee) – please add your ID at checkout. You are responsible for reporting all other certifications for CE credit.

Authorize.Net

Authorize.Net

Overall Rating: 4.5 / 5

Integrating Home Equity and Retirement Savings Through the “Rule of 30” – Neuwirth and Sacks

Integrating Home Equity and Retirement Savings Through the “Rule of 30” – Neuwirth and Sacks

Retail: $29.00    Add to Cart

Video and audio MP3 formats available

MP3 Audio Download and PDF handoutSpecifications:   60-minute webinar course

Elearning coursesSKU:   03IRRCIntegratingHomeEquityElearn18

MP3 Audio Download and PDF handoutKnowledge Level:   3 – Intermediate

Retirement Resource Center Risk Free GuaranteeYour satisfaction guaranteed: We know that you will be pleased with your purchase of this product. If, however, you are not completely satisfied notify us within 30 days of your purchase to receive a full refund of your fee, less any CFP® CE reporting fees for courses that were filed prior to membership cancellation.

Posted in: Intermediate, Online Retirement CE Professional Development Courses, PROTECT from Retirement Risks

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How to “Pensionize” Any IRA or 401(k) Plan – Steve Vernon

How to “Pensionize” Any IRA or 401(k) Plan – Steve Vernon

This webinar introduces the Spend Safely in Retirement Strategy, which is a straightforward method for middle-income workers to generate reliable, lifetime retirement income from any IRA or 401(k) plan.

This strategy was one outcome of a substantial research project conducted by the Stanford Center on Longevity, in collaboration with the Society of Actuaries.

This project analyzed and compared 292 retirement income strategies, using stochastic forecasts and efficient frontiers, powerful analytical techniques that large defined benefit plans use to devise funding and investment strategies.

It then developed eight metrics to fine-tune comparisons of 21 of the most promising strategies. Using these analyses and metrics, the Spend Safely in Retirement Strategy compared favorably to the many strategies analyzed in the project.

In this one-hour session “How to “Pensionize” Any IRA or 401(k) Plan”, you will:

  1. Learn how middle-income retirees can develop a stream of reliable lifetime income;
  2. Hear how to frame and communicate retirement decisions to older workers and retirees;
  3. See straightforward investment strategies that can be used by middle-income retirees during their retirement;
  4. Learn how older workers can integrate their financial and working decisions in their 60s;
  5. See methods for analyzing and comparing retirement income strategies.
Your instructor for this course is:
 

Steve Vernon, FSA, MAAA, Research Scholar, Stanford Center on Longevity, President of Rest-of-Life Communications

In both of his roles as Research Scholar at the Stanford Center on Longevity and as the President of Rest-of-Life Communications, Steve is active with research, writing, and speaking on the most challenging issues facing retirees today, including finance, health, and lifestyle.

For more than 35 years, he has helped Fortune 1000 employers design, manage and communicate their retirement programs.

Steve is one of the most sought-after retirement experts in the country due to his surprising and inspiring insights. He is quoted frequently in such publications as The Wall Street Journal, New York Times, Los Angeles Times, USAToday, BusinessWeek, Fortune Magazine, Kiplinger’s, and Money Magazine. He also writes occasional columns for Retirement Weekly.

CFP BOARD - CE Quality Partner - Retirement Resource Center

CFP BOARD – CE Quality Partner – Retirement Resource Center

Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center

1 hr CFP®, CRC®, and other CE Credit Reporting

We will report your CFP® and/or CRC® credit (no additional reporting fee) – please add your ID at checkout. You are responsible for reporting all other certifications for CE credit.

Retirement Resource Center Risk Free GuaranteeYour satisfaction guaranteed:
We know that you will be pleased with your purchase of this product. If, however, you are not completely satisfied notify us within 30 days of your purchase to receive a full refund of your fee.

Not familiar with online courses?
We help you be sure you’re comfortable navigating our online system.

Just contact our customer service department by email anytime or by phone 847.686.0440×105 during regular business hours.

Overall Rating: 4.7 / 5

Retail: $29.00

Add to Cart
 

 
 

Video and audio MP3 formats available

MP3 Audio Download and PDF handoutSpecifications: 60 minute webinar course

Elearning coursesSKU: 03IRRCHowToPensionizeElearn18

MP3 Audio Download and PDF handoutKnowledge Level: 3 – Intermediate

Retirement Insight and TrendsVisit Retirement Insight and Trends, InFRE’s quarterly newsletter for retirement professionals, for a summary article of this presentation.

You could save $29 today! We will refund the $29 price of your course off of a new membership at either level.

Just notify us that you have Become a Member within 10 days of course purchase to receive your refund!

 
 
Read the Key Retirement Takeaways by Steve Vernon from “How to “Pensionize” Any IRA or 401(k) Plan”:
 

#retirementincome #stevevernon #retirementresourcecenter #keyretirementtakeaways
@retirementrectr Instagram, Facebook, Twitter, LinkedIn

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Year-end Planning and Compliance Requirements for IRAs – Denise Appleby – Learn more

Year-end Planning and Compliance Requirements for IRAs – Denise Appleby

Year-end Planning and Compliance Requirements for IRAs - Denise Appleby

Year-end Planning and Compliance Requirements for IRAs – Denise Appleby

Mistakes, including missing critical deadlines, can result in avoidable penalties and missed opportunities for your clients.

Gain new insights and important reminders about how to help clients, employees, family and friends protect their retirement savings from avoidable penalties.

This session is designed to help retirement professionals get a head start with identifying and understanding the transactions that are required to be completed by the end of the year for tax and distribution planning, as well as for compliance purposes.

In “Year-end Planning and Compliance Requirements for IRAs” you’ll learn or be reminded about:
 

Year-end Planning and Compliance Requirements for IRAs - Denise Appleby

Year-end Planning and Compliance Requirements for IRAs – Denise Appleby

  1. Exceptions to December 31st required beginning dates
  2. Guidelines regarding requirement minimum distributions (RMDS) for IRA owners as well as IRA beneficiaries
  3. Calculating RMDs when there are multiple accounts
  4. Rules for Roth IRA conversion
  5. Rules for SEPP/72t distributions
  6. How to make qualified charitable donations
  7. And more!

Your presenter for this course is:

Denise Appleby, APA, CISP, CRPS, CRC®, CRSP, IRA Strategies for Mistakes Prevention Expert

Denise is founder and owner of Appleby Retirement Consulting, Inc, a firm that provides IRA tools and resources for financial and tax professionals. Denise is known for her insights on retirement planning, and her proficiency in explaining complex retirement plan rules and regulations so that they are easily understood. She has made appearances on CNBC’s Business News and being quoted in the Wall Street Journal, Investor’s Business Daily, CBS Marketwatch’s Retirement Weekly and other financial publications

Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center

1 hr CFP®, CRC®, and other CE Credit Reporting

We will report your CFP® and/or CRC® credit (no additional reporting fee) – please add your ID at checkout. You are responsible for reporting all other certifications for CE credit.

Retirement Resource Center Risk Free GuaranteeYour satisfaction guaranteed:
We know that you will be pleased with your purchase of this product. If, however, you are not completely satisfied notify us within 30 days of your purchase to receive a full refund of your fee.

Not familiar with online courses?
We help you be sure you’re comfortable navigating our online system.

Just contact our customer service department by email anytime or by phone 847.686.0440×105 during regular business hours.

Overall Rating: 4.8 / 5

Retail: $29.00

Add to Cart
 

 
 

Video and audio MP3 formats available

MP3 Audio Download and PDF handoutSpecifications: 60 minute webinar course

Elearning coursesSKU: 03ApplebyYear-EndPlanElearn13

MP3 Audio Download and PDF handoutKnowledge Level: 3 – Intermediate

Begin saving on CE today!

We will refund the price of your individual course off of a new membership.

Just notify us that you have Become a Member within 10 days of course purchase to receive your refund!

 
 
 
 

Posted in: 1.0 hr CE, Intermediate, Online Retirement CE Professional Development Courses, PROVIDE Retirement Income

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Women and Retirement – Cindy Hounsell, Mary Beth Franklin, Shelley Giordano, Betty Meredith

Women and Retirement – Cindy Hounsell, Mary Beth Franklin, Shelley Giordano, Betty Meredith

Women and Retirement – Cindy Hounsell, Mary Beth Franklin, Shelley Giordano, Betty Meredith

By being retirement smart, we can help our women clients prepare ahead of time for the retirement-specific risks that are most likely to affect them.

In retirement, women are more at risk than men of living longer than expected, surviving a spouse, experiencing a “grey divorce”, being a caregiver, dealing with the long-term care expenses of a spouse, and eventually relying solely on Social Security for their retirement income.

“Women and Retirement” provides specifics about what planners should do to help their women clients be more retirement secure.

In this session you will gain ideas for helping your women clients, family and friends be more retirement secure:

  1. Learn about retirement risks faced by women
  2. Learn how to help clients experiencing retirement “shocks” such as divorce, widowhood, or caregiving, protect their retirement security (Cindy Hounsell, JD, President, WISER)
  3. Discover how to help single, married, divorced or widowed clients make an informed Social Security decision that protects their retirement income (Mary Beth Franklin, CFP®)
  4. Learn how home equity can be used beyond just supplemental retirement income (Shelley Giordano, Longevity View Associates)
  5. Experience a before and after case study that applies all the above and provides practical tools for implementing insights with your own clients (Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center)
Cindy Hounsel, JD, President, WISER - Women and Retirement Advocate and Expert - Retirement Speakers Bureau

Cindy Hounsell, JD, President of WISER

Cindy Hounsell, JD, President of WISER, the Women’s Institute for a Secure Retirement

Cindy Hounsell, JD, is the President of WISER, the Women’s Institute for a Secure Retirement, a nonprofit organization that seeks to improve the opportunities for women to secure retirement income and to educate the public about the inequities that disadvantage women in retirement.

Mary Beth Franklin, CFP®, Expert on Social Security Claiming Strategies

Mary Beth Franklin, CFP®, Expert on Social Security Claiming Strategies

Mary Beth Franklin, CFP®, Contributing Editor, InvestmentNews

Mary Beth Franklin, CFP®, Contributing Editor, InvestmentNews, is a nationally known and frequently quoted expert on Social Security claiming strategies. She has a long-time interest and expertise in retirement issues, Social Security, and taxes, with a background in the federal budget, international trade, and Capitol Hill as it affects personal finance.

Shelley Giordano - Chair of the Funding Longevity Task Force - Retirement Speakers Bureau

Shelley Giordano, Chair of the Funding Longevity Task Force

Shelly Giordano, Founder, Funding Longevity Task Force,

Shelly Giordano founded the Funding Longevity Task Force and serves as Chair. This team of researchers, gerontologists, financial planning practitioners, and lenders is devoted to helping Boomers understand how powerful their housing wealth could in planning for a more secure retirement.

Betty Meredith, CFA, CFP®, CRC® - Advocate for Retirement Security of the Mid-Market

Betty Meredith, CFA, CFP®, CRC® – Advocate for Retirement Security of the Mid-Market

Betty Meredith, CFA, CFP®, CRC®. Advocate for Retirement Security of the Mid-Market

Betty Meredith, CFA, CFP®, CRC®, is a leading voice on retirement planning for the middle mass and mass affluent markets. She is the Managing Member of the Int’l Retirement Resource Center.

Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center

CFP BOARD - CE Quality Partner - Retirement Resource Center

CFP BOARD – CE Quality Partner – Retirement Resource Center

2 hrs CFP®, CRC®, and other CE Credit Reporting

We will report your CFP® and/or CRC® credit (no additional reporting fee) – please add your ID at checkout. You are responsible for reporting all other certifications for CE credit.

Women and Retirement - Cindy Hounsell, Mary Beth Franklin, Shelley Giordano, Betty Meredith

Women and Retirement – Cindy Hounsell, Mary Beth Franklin, Shelley Giordano, Betty Meredith

Authorize.Net

Authorize.Net

Overall Rating: 4.4 / 5

Retail: $29.00    Add to Cart

Video and audio MP3 formats available

MP3 Audio Download and PDF handoutSpecifications:   60-minute webinar course

Elearning coursesSKU:   03IRRCWomenRetirementWebinar16

MP3 Audio Download and PDF handoutKnowledge Level:   3 – Intermediate

Retirement Resource Center Risk Free GuaranteeYour satisfaction guaranteed: We know that you will be pleased with your purchase of this product. If, however, you are not completely satisfied notify us within 30 days of your purchase to receive a full refund of your fee, less any CFP® CE reporting fees for courses that were filed prior to membership cancellation.

Retirement Insight and TrendsRead an excerpt from “Women and Retirement” on Retirement Insight and Trends.

Posted in: 2 hrs CE, Intermediate, Online Retirement CE Professional Development Courses, PLAN for Retirement Readiness

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Where Senior Living and Retirement Planning Intersect, Opportunities Emerge – Brad Breeding

Where Senior Living and Retirement Planning Intersect, Opportunities Emerge – Brad Breeding

Most senior adults prefer to stay in their home as long as possible – after all, home is where the heart is.

Yet, this may not always be the most practical choice.

Retirement professionals are uniquely positioned to prompt important discussions between senior clients and their family members about lifestyle, housing, and healthcare needs that may arise in the future. But with so many types of senior housing choices and considerations, how can you best guide your clients through the important decisions?

“Where Senior Living and Retirement Planning Intersect, Opportunities Emerge” will help you understand the options, as well as key retirement planning implications.

In this one-hour session, you will learn:

  1. Why staying in the home may not always be the most practical choice, even if it is perceived to be less costly;
  2. The various alternatives to staying in the home- in plain terms- and the pros and cons of each;
  3. What questions to ask in order to prompt meaningful discussion and planning;
  4. Retirement planning needs related to the various senior housing choices

Brad Breeding, CFP®, president and co-founder of MyLifeSite.net, and a nationally recognized expert speaker

Brad’s financial planning background and extensive knowledge of the senior living industry allows him to provide valuable insights to those who are considering a retirement community, as well as to professionals who consult others in the decision process, including financial advisors, accountants, retirement living sales counselors, and others.

Brad and his colleagues at My LifeSite have carefully reviewed close to 1,000 disclosure statements and sample residency contracts for retirement communities across the United States.

Before launching MyLifeSite, an online senior living research and forecasting tool, Brad spent 14 years as a personal financial advisor, focusing on sound planning for retirees.

CFP BOARD - CE Quality Partner - Retirement Resource Center

CFP BOARD – CE Quality Partner – Retirement Resource Center

Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center

1 hr CFP®, CRC®, and other CE Credit Reporting

We will report your CFP® and/or CRC® credit (no additional reporting fee) – please add your ID at checkout. You are responsible for reporting all other certifications for CE credit.

Retirement Resource Center Risk Free GuaranteeYour satisfaction guaranteed:
We know that you will be pleased with your purchase of this product. If, however, you are not completely satisfied notify us within 30 days of your purchase to receive a full refund of your fee.

Not familiar with online courses?
We help you be sure you’re comfortable navigating our online system.

Just contact our customer service department by email anytime or by phone 847.686.0440×105 during regular business hours.

Overall Rating: 4.4 / 5

Retail: $29.00

Add to Cart
 

 
 

Video and audio MP3 formats available

MP3 Audio Download and PDF handoutSpecifications: 60 minute webinar course

Elearning coursesSKU: 03IRRCSeniorLivingWebinar17

MP3 Audio Download and PDF handoutKnowledge Level: 3 – Intermediate

Retirement Insight and TrendsVisit Retirement Insight & Trends, InFRE’s newsletter for retirement professionals, for a summary of this presentation.

Begin saving on CE today!

We will refund the price of your individual course off of a new membership.

Just notify us that you have Become a Member within 10 days of course purchase to receive your refund!

 
 

Read the Key Retirement Takeaways by Brad Breeding from “Where Senior Living and Retirement Planning Intersect, Opportunities Emerge”:
 

#retirementrisks #bradbreeding #retirementresourcecenter #keyretirementtakeaways
@retirementrectr Instagram, Facebook, Twitter, LinkedIn

Posted in: Intermediate, Online Retirement CE Professional Development Courses, PROTECT from Retirement Risks

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What Advisors Need to Know About Qualified Longevity Annuity Contracts – Gary Baker

What Advisors Need to Know About Qualified Longevity Annuity Contracts - Gary Baker

What Advisors Need to Know About Qualified Longevity Annuity Contracts – Gary Baker

In July, 2014 the U.S. Treasury announced a change that allows for the deferral of income from a qualified DIA (Deferred Income Annuity) to extend past the mandatory RMD age of 70½.

There are a number of planning strategies for deploying annuitized assets within a portfolio to help optimize retirement income, and the QLAC ruling provided some new and additional opportunities to benefit retirees.

Learn planning strategies for deploying annuitized assets within a portfolio to help optimize retirement income, and how QLAC ruling provides additional opportunities to benefit retirees.

In “What Advisors Need to Know About Qualified Longevity Annuity Contracts” attendees will learn:

  1. What QLACs are and how they work
  2. Background and history behind the U.S. Treasury ruling
  3. Advantages and disadvantages of QLACs
  4. Strategies for using a QLAC
  5. Which companies are offering QLACs today and samples of rates

Gary Baker, President, US Operation of CANNEX Financial Exchanges

Gary Baker, President, US Operation of CANNEX Financial Exchanges

Gary Baker, President, President, US Operation of CANNEX Financial Exchanges

Gary’s experience in the retirement market has broadly covered retail and institutional business as well as insurance and money management.

Gary Baker leads the U.S. operation of CANNEX Financial Exchanges. CANNEX provides a central exchange for guaranteed product data and calculations in the U.S. and Canada. The business also provides educational tools, product illustrations, transaction support and custom applications.

Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center

1 hr CFP®, CRC®, and other CE Credit Reporting

We will report your CFP® and/or CRC® credit (no additional reporting fee) – please add your ID at checkout. You are responsible for reporting all other certifications for CE credit.

What Advisors Need to Know About Qualified Longevity Annuity Contracts - Gary Baker

What Advisors Need to Know About Qualified Longevity Annuity Contracts – Gary Baker

Authorize.Net

Authorize.Net

Overall Rating: 4.0 / 5

Retail: $29.00    Add to Cart

Video and audio MP3 formats available

MP3 Audio Download and PDF handoutSpecifications:   60-minute webinar course

Elearning coursesSKU:   03IRRCQLACElearn15

MP3 Audio Download and PDF handoutKnowledge Level:   3 – Intermediate

Retirement Resource Center Risk Free GuaranteeYour satisfaction guaranteed: We know that you will be pleased with your purchase of this product. If, however, you are not completely satisfied notify us within 30 days of your purchase to receive a full refund of your fee, less any CFP® CE reporting fees for courses that were filed prior to membership cancellation.

Posted in: Intermediate, Online Retirement CE Professional Development Courses, PROVIDE Retirement Income

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Pensionizing Your (Client’s) Nest Eggs: What, How and Why? – Alexandra Macqueen

Pensionizing Your (Client’s) Nest Eggs: What, How and Why? - Alexandra Macqueen

Pensionizing Your (Client’s) Nest Eggs: What, How and Why? – Alexandra Macqueen

With the rapid decline of these traditional pensions over the past few decades, retirees must now create their own plans to ensure the savings they’ve accumulated for retirement last a lifetime.

How can you help your clients determine an optimal product mix that incorporates maximizing either a sustainable lifetime income, planned financial legacy, or a mix?

One solution? “Pensionizing” a portion of your clients’ nest egg — by purchasing a “personal pension” that provides guaranteed income they can’t outlive.

Attendees of this course discuss (a> the new risks that investors face as they approach and entire retirement, including longevity, inflation and sequence-of-returns risk, and how retirees can combine financial and insurance products to create retirement income plans that meet their individual goals.

In particular, we will examine how the optimal product allocation for a retiree will depend on their preference for maximizing sustainable lifetime income, or maximizing a planned financial legacy.

In “Pensionizing Your (Client’s) Nest Eggs: What, How and Why?” you will:

  1. Review the main risks that should be considered when creating retirement income plans.
  2. Explore how different types of financial products respond to the risks retirees face.
  3. Learn how “product allocation” can be used to mix-and-match financial and insurance products to create optimal retirement income plans in response to client goals.
  4. Discover, through the use of case studies, how “pensionizing” a fraction of a retiree’s nest egg impacts the sustainability of their lifetime income and their expected financial legacy.

Alexandra Macqueen, CFP® - Personal Finance Author & Expert

Alexandra Macqueen, CFP® – Personal Finance Author & Expert

Alexandra Macqueen, CFP®, co-author (with Dr. Moshe Milevsky) of “Pensionize Your Nest Egg: How to Use Product Allocation to Create Guaranteed Income for Life” (Wiley 2015)

Alexandra is from Toronto, Ontario, Canada, and teaches personal finance at York University, one of the most prestigious universities in Canada. She holds the CFP designation and has worked in multiple facets of the wealth management industry in Canada, including as a registered advisor and more recently in marketing and strategic planning.

Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center

1 hr CFP®, CRC®, and other CE Credit Reporting

We will report your CFP® and/or CRC® credit (no additional reporting fee) – please add your ID at checkout. You are responsible for reporting all other certifications for CE credit.

Pensionizing Your (Client’s) Nest Eggs: What, How and Why? - Alexandra Macqueen

Pensionizing Your (Client’s) Nest Eggs: What, How and Why? – Alexandra Macqueen

Authorize.Net

Authorize.Net

Overall Rating: 4.4 / 5

Retail: $29.00    Add to Cart

Video and audio MP3 formats available

MP3 Audio Download and PDF handoutSpecifications:   60-minute webinar course

Elearning coursesSKU:   03IRRCPensionNestEggsElearn15

MP3 Audio Download and PDF handoutKnowledge Level:   3 – Intermediate

Retirement Resource Center Risk Free GuaranteeYour satisfaction guaranteed: We know that you will be pleased with your purchase of this product. If, however, you are not completely satisfied notify us within 30 days of your purchase to receive a full refund of your fee, less any CFP® CE reporting fees for courses that were filed prior to membership cancellation.

Posted in: Intermediate, Online Retirement CE Professional Development Courses, PROVIDE Retirement Income

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