Boost Retirement Security with HSAs: Why Financial Planners and Advisors Should Add HSAs to Client Retirement Strategies – Roy Ramthun and Aaron Benway
Most Americans are not saving enough for retirement.
Further, we underestimate how much of our retirement income will be spent on health care costs.
Health savings accounts (HSAs) are well suited to fill this void by offering superior tax efficiency today coupled with the flexibility to meet retirees’ changing needs as they age. Although not every American can have an HSA, this savings account option is increasingly available to workers as part of their employer benefits package. Understanding and leveraging the investment savings potential of HSAs will soon become a standard to basic financial planning.
In this one-hour session, you will:
- Learn about HSAs, including a comparison with other tax-deferred savings programs;
- Understand how HSAs can be invested;
- Discover strategies to maximize client savings via HSAs;
- Understand the importance of saving for expanding retiree health care costs, including how HSA can help; and,
- Learn what the future holds for HSAs in this changing regulatory environment.
Roy Ramthun, “Mr. HSA,” MPH, president and founder of HSA Consulting Services
Roy Ramthun is a nationally-recognized expert on Health Savings Accounts and consumer-directed health care issues. He is an active advocate for consumerism in health care and is a frequent speaker at conferences and seminars around the country. Mr. Ramthun has over twenty-five years of health care and public policy experience, both in government and in the private sector. He led the U.S. Treasury Department’s implementation of HSAs after they were enacted into law in 2003. He also spent eight years with Humana Inc. and led the West Health Policy Center for two years.
Aaron Benway, CFP® and MBA, co-Founder of HSA Coach® and Founder of ABFinancial.
Aaron Benway, CFP®, MBA, is Co-Founder of HSA Coach. Aaron is also Founder of AB Financial which offers financial planning and investment management guidance. Aaron is passionate about health, financial wellness and achieving one’s goals in life, whatever they are. Prior to founding HSA Coach, Aaron was the CFO of HelloWallet, an online financial guidance application sold to employers as part of a financial wellness program. Morningstar (NASDAQ: MORN) purchased HelloWallet in 2014. Prior to joining HelloWallet, Aaron was the head of financial planning and Analysis (FP&A) at General Motors (NYSE: GM), and before coming to GM Aaron was an investor at the Carlyle Group (NASDAQ: CG).
Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center
1 hr CFP®, CRC®, and other CE Credit Reporting
Overall Rating: 4.7 / 5
Retail: $29.00 Add to Cart
Video and audio MP3 formats available
Specifications: 60-minute webinar course
Knowledge Level: 3 – Intermediate
Your satisfaction guaranteed: We know that you will be pleased with your purchase of this product. If, however, you are not completely satisfied notify us within 30 days of your purchase to receive a full refund of your fee, less any CFP® CE reporting fees for courses that were filed prior to membership cancellation.