It is well-documented that most people reaching retirement age have savings (whether in a 401(k) account or otherwise) that are inadequate to meet their consumption needs during retirement.

Recent research has shown that integrating home equity with retirement savings provides a strong enhancement of the amount available throughout retirement.

The enhancement is obtained by the use of a simple “coordinated” strategy, which involves a reverse mortgage credit line to offset adverse investment returns in the savings portfolio.

In this one-hour session, you will learn:

  1. What the conventional strategy (a passive strategy) is for the use of home equity to enhance retirement income;
  2. What the “coordinated” strategy (an active strategy) is for the use of home equity to enhance retirement income;
  3. How to perform a simple estimate to determine the amount of inflation-adjusted cash flow a retiree can reasonably expect throughout a 30-year retirement.
Peter Neuwirth, FSA, FCA, Fellow of the Society of Actuaries

Peter Neuwirth, FSA, FCA, Fellow of the Society of Actuaries

Peter Neuwirth, FSA, FCA

Peter Neuwirth is a Fellow of the Society of Actuaries, the highest designation they offered, a and Fellow of the Conference of Consulting Actuaries. He worked with WIllis Towers Watson for 38 years in both the insurance and the pensions world as a consulting actuary helping large companies manage their retirement programs. He is now retired and pursues freelance/independent projects that could benefit from actuarial thinking.
In October, 2017, Peter Neuwirth, together with Barry and Stephen Sacks, published another article in the Journal of Financial Planning titled “Integrating Home Equity and Retirement Savings through the “Rule of 30”” which expands the prior research to the middle market from just the more affluent market, and the findings of which will be presented to you in this webinar.

Barry H. Sacks, PhD, JD, Certified Specialist, Taxation Law

Barry H. Sacks, PhD, JD, Certified Specialist, Taxation Law

Barry H. Sacks, PhD, JD

Barry Sacks, Ph.D. earned his Ph.D. in semi-conductor physics from M.I.T., and then taught at U.C. Berkeley. He earned a J.D. Harvard Law School, and is a Certified Specialist, Taxation Law, from the California Board of Legal Specialization.  Barry spent 35 years as an ERISA attorney, specializing in qualified retirement plans. He then used his breadth of skills to discover a role for a reverse mortgage to help make a retirement portfolio last longer. Barry now has a law practice providing special services to tax professionals in the area of “Offers in Compromise” for retirees living on 401(k) accounts or other securities portfolios.
Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center

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Integrating Home Equity and Retirement Savings Through the “Rule of 30” – Neuwirth and Sacks

Integrating Home Equity and Retirement Savings Through the “Rule of 30” – Neuwirth and Sacks

Retail: $29.00    Add to Cart

Video and audio MP3 formats available

MP3 Audio Download and PDF handoutSpecifications:   60-minute webinar course

Elearning coursesSKU:   03IRRCIntegratingHomeEquityElearn18

MP3 Audio Download and PDF handoutKnowledge Level:   3 – Intermediate

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