Key IRA Changes Made by the SECURE Act
Overall Rating: 8.8 / 10
The Setting Every Community Up for Retirement Enhancement (SECURE) Act has given us new rules relating to IRA distributions and contributions.
Practitioners must understand how these changes affect their clients, so that they can help them plan accordingly.
Some of these plans will necessitate revisiting and changing beneficiary planning strategies that were implemented for IRAs.
Note: The IRS Published Proposed regulations on February 24,2022. These regulations propose to modify some of the IRS’s interpretation of the SECURE Act, provided in IRS Publication 590-B; particularly the interpretation of the distribution options that are available to beneficiaries that inherit retirement accounts from owners who die on/after their required beginning date (RBD). We anticipate that the IRS will issue financial regulations and/or other guidance soon.
In "Key IRA Changes Made by the SECURE Act" by Denise Appleby, you will learn:
- The elimination of age limits on the ability to make contributions to traditional IRAs;
- New distribution rules for IRA beneficiaries, including the 10-year distribution rule for some;
- Who qualifies for the exception to the 10-year rule;
- How the beneficiary options changes affect spouse beneficiaries;
- Increase in the required beginning date (RBD).
This on-demand webinar is a recording of a recent live webinar. Check our WEEKLY REBROADCAST SCHEDULE where there is no need to take the online quiz to receive CE. You may also take this on-demand course any time for 1 hr CFP®, CRC®, and other Continuing Education Credit when you pass the online quiz.
Your presenter is Denise Appleby, APA, CISP, CRPS, CRC®, CRSP founder and owner of Appleby Retirement Consulting, Inc, a firm that provides IRA tools and resources for financial and tax professionals.
Meet Denise Appleby, APA, CISP, CRPS, CRC®, CRSP, IRAs, 401(k) Mistake Preventions Expert
Retirement planning experience
Denise is founder and owner of Appleby Retirement Consulting, Inc, a firm that provides IRA tools and resources for financial and tax professionals. Denise’s wealth of knowledge in retirement plans led to her making appearances on CNBC’s Business News and being quoted in the Wall Street Journal, Investor’s Business Daily, CBS Marketwatch’s Retirement Weekly and other financial publications, where she gave insights on retirement planning.
Denise held several senior retirement plans related positions with Pershing LLC, which includes Vice President of Retirement Plans Products and Services, Retirement Plans Manager, Trainer, Training Manager, Compliance Consultant, Technical Help Desk Manager and Writer.
While with Pershing, Denise served as a member and firm representative of the Security Industry Association’s (SIA) Retirement and Savings Committee and has spoken at their Savings & Retirement Symposium , which is attended by financial services professionals from a variety of fields, including marketing , sales, legal, operations, and strategic planning.
Retirement planning thought leadership and expertise
Premier provider of training, educational tools, marketing materials and technical consulting services for financial ,tax and legal professionals, on IRAs and employer sponsored retirement plans for small businesses. My firm’s primary goal is to help prevent mistakes from being made with retirement account transactions; and where possible, provide solutions for mistakes that have already been made.
Her specialties include providing tools and support on IRAs and defined contribution plans, including: Translating tax code and regulations into ‘plan language’; providing marketing tools & aids to financial, tax and legal professionals; providing technical support to financial, tax and legal professionals, providing training to financial, tax and legal professionals.
Invest in Your Retirement Expertise.
1 hr CFP®, CRC®, and other CE Credit Reporting
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Over 50 courses are accepted for continuing education (CE) credit for those who have earned the Certified Financial Planner® (CFP®) certification, the International Foundation for Retirement Education’s (InFRE) Certified Retirement Counselor® (CRC®) certification, the College for Financial Planning’s Chartered Retirement Plan Consultant (CRPC) certification, the American College’s designations (ChFC, CLU, RICP), Retirement Management Analyst designation (RMA), ASPPA and other certification or designations.
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