There’s a lot more to retirement planning than managing assets to generate an inflation-adjusted 4% withdrawal per year.

Our goal is to help advisors be aware of what they need to know about retirement so they can help their clients make informed decisions by providing them with key retirement takeaways.

We have over 60 courses that are approved for the CFP Board’s Certified Financial Planner®(CFP®) certification, the College for Financial Planning’s Chartered Retirement Plan Consultant (CRPC) certification, the American College’s designations (ChFC, CLU, RICP), the International Foundation for Retirement Education’s (InFRE) Certified Retirement Counselor® (CRC®) certification, ASPPA and other certification or designation continuing education (CE) credit.

We provide monthly live and recorded webinar presentations by today’s leading experts for advisors serious about fortifying their retirement expertise.

We ask our presenters to sum up their presentations with three to five key retirement takeaways for how they suggest learners apply their content.

We then post their top retirement takeaways weekly on Linked In and Twitter.  You can follow us there, or sign up here to receive an email with the week’s posts.

Subscribe to our email notifications today or follow us on LinkedIn or Twitter.


We make it easy for you to stay on top of retirement.

We also link key takeaways back to an article version of their presentation in case you’re interested in learning more. Click on the takeaways below to learn more about each key point!

Here are our most recent takeaways.

How to “Pensionize” Any IRA or 401(k) Plan – Steve Vernon – Takeaway #4

Takeaway #4: What is the “Spend Safely in Retirement Strategy”? The Spend Safely in Retirement Strategy delivers equal or greater income throughout the life of a retiree compared to 292 other strategies. You want retirement checks that are reliable, guaranteed for the rest of your life, will not go down if the stock market crashes, […]

How to “Pensionize” Any IRA or 401(k) Plan – Steve Vernon – Takeaway #3

Takeaway #3: Social Security is the near-perfect retirement income generator for most people For most middle-income retirees, Social Security represents anywhere from two-thirds to more than 80 percent of their income Recent research by the Stanford Center on Longevity (SCL), collaborating with the Society of Actuaries (SOA), identifies a straightforward retirement strategy that can work […]

How to “Pensionize” Any IRA or 401(k) Plan – Steve Vernon – Takeaway #2

Takeaway #2: 292 potential retirement solutions? See an efficient frontier for potential retirement income solutions that shows their tradeoff between income and remaining wealth We believe that applying the language and concepts from modern portfolio theory, that has worked so well in accumulating money, those same concepts should apply in the retirement period. This has […]

How to “Pensionize” Any IRA or 401(k) Plan – Steve Vernon – Takeaway #1

Takeaway #1: Key tradeoffs involved in retirement planning Choosing a specific solution to generate retirement income requires making informed tradeoffs between potentially competing goals There is not a single perfect income retirement solution. The tradeoffs are what is the amount of income you expect to get throughout the rest of your life, how much wealth […]

Planning for Elder Care – Brad Breeding Takeaway #3

  Evaluating a Continuing Care Retirement Community (CCRC) If your client is looking at a continuing care community, be sure to: Understand the contract details. Evaluate the financial viability of the community; how well managed are they financially? What’s their track record? Get audited financial statements. Help your client assess if they will be happy […]

Planning for Elder Care – Brad Breeding Takeaway #2

  What to consider if it’s time to move to a retirement community • What is the plan if needs advance beyond what’s available in that retirement community? • Is long-term care insurance in place? • Once the home is sold, can freed-up home equity be invested or a portion used to buy a hybrid […]

Planning for Elder Care – Brad Breeding Takeaway #1

  Where senior living and retirement planning intersect, opportunities emerge It’s counter-intuitive, but staying in the home may not be the least expensive way to age in place.  Brad Breeding, CFP, President of, believes advisors can be a catalyst for prompting important conversations while also enhancing your practice with questions such as: What concerns […]