Part 1 - PLAN for Retirement Readiness

Retirement readiness is holistic. It’s not just financial readiness.

As more is learned about retirement planning, it is becoming increasingly apparent that retirement readiness needs to be about more than just money and accumulating assets. The problem is that most retirement readiness definitions and measurements (as well as most research) have only focused on the financial side of the retirement equation. Without knowing what it will take to be happy in retirement (desired lifestyle) and the health that may be expected (good or bad), determining retirement readiness based solely on personal finances is nonholistic.

That’s why Part 1 in planning for retirement is to become retirement ready.

What does it mean to be retirement ready?  Most people would agree that the goal of a successful retirement is to be happy, healthy and financially secure. Benjamin Franklin’s Poor Richards Almanac even quotes, “Early to bed and early to rise, makes a man healthy, wealthy, and wise.”

We help advisors holistically plan for retirement readiness by providing CE courses from today’s experts.

We are a CE Quality Partner of the CFP Board of Standards and have over 50 courses accepted for continuing education (CE) credit for those who have earned the Certified Financial Planner® (CFP®) certification, the College for Financial Planning’s Chartered Retirement Plan Consultant (CRPC) certification, the American College’s designations (ChFC, CLU, RICP), the International Foundation for Retirement Education’s (InFRE) Certified Retirement Counselor® (CRC®) certification, ASPPA and other certification or designations.

View courses that will help you PLAN for your clients’ retirement readiness


See our individual retirement readiness CE courses below, or invest now in a $99/90-day membership or a $199/365-day membership and have immediate access to over 50 courses!

Retirement readiness has three components*:

  1. Happiness & Engagement

    What are workers’ life plans for retirement; what are they retiring “to?” What type of activities are they planning for? Will
    they work or volunteer? Do they have a network of friends outside of work? Should they relocate, or stay where they are? If married, does the spouse or partner have the same retirement goals and dreams?

  2. Healthy Living

    Do workers recognize and understand their potential personal longevity and that of their spouse? Are they maintaining good health habits in order to remain active in retirement? Have they considered their personal health situation in relation to their retirement lifespan and the number of years their money will likely need to last?

  3. Wealth/Financial Security

    Are workers adequately planning to support the lifestyle they want throughout retirement? Have they established realistic
    income goals for their future and considered potential risks to their income that can negatively affect their retirement years? Do they understand how
    much of their income is guaranteed to be there for their lifetime, and can they really afford to retire as soon as they want?

BEST VALUE: Try our Full Access, 90-day ($99) or 365-day ($199) membership with access to over 50 courses. Please see icons on the left sidebar for more information.

Here are our courses that can help you help your clients plan for retirement readiness.

Topics below include setting targeted income replacement ratios based on income level, marital status, and phase of retirement; behavioral financial approaches to helping people be financially ready; how to prepare psychologically for retirement; understanding how expenses and spending patterns change in retirement; planning for achieving meaning and purpose in how you’ll spend your time in retirement; and how to be happy.

Individual courses are $29 each and include access to:

  • the live or elearning webinar
  • MP3 recording
  • the presentation handout for notes
  • exam for CE purposes with printable instant results
  • Free CFP®, CRC®, reporting ($15 value)


Part 1 - PLAN for Retirement Readiness - Courses

A -HI - TT- Z

Behavioral Finance: Why Do We Do the Things We Do
Michael Wilson

Is Retirement Past Its Prime? The Economic & Behavioral Realities of Retirement

Michael Falk

Through the Looking Glass: Three Popular Retirement Income Philosophies
Jamie Hopkins

Effective One-to-One Communication for Advisors and Retirement Counselors
Joseph Tabers

Retirement Happiness: Planning for a Successful Transition

John Nelson

Understanding Communication Styles for More Effective Client Relations
Joseph Tabers

Estimating the True Cost of Retirement
David Blanchett

Retirement Planning Beyond the Dollars and Cents
Robert Laura

What Color Is Your Parachute? for Retirement: Planning for Prosperity, Health and Happiness

John Nelson

Hacking Longevity: How Three Generations Over 50 are Navigating Longer Lives
Lori Bitter

The Couple’s Retirement Puzzle: Helping Couples Navigate Their Retirement Transition
Dorian Mintzer

Women and Retirement
Cindy Hounsell, Mary Beth Franklin, Shelley Giordano, Betty Meredith
Click on the links in the table above for detailed descriptions of courses pertaining to Retirement Readiness.

*”Improving Retirement Readiness for State and Local Government Employees“, Kevin Seibert, CFP, CRC, CEBS and Betty Meredith, CFA, CFP, CRC, the International Foundation for Retirement Education, April 2014.