Gray divorce—divorce after age 50—presents unique financial challenges that can significantly impact retirement security.
This continuing education course equips financial planners with practical strategies to help divorcing clients reach amicable financial settlements using reverse mortgage solutions, including the Federal Housing Administration’s Home Equity Conversion Mortgage for Purchase (HECM for Purchase) program.
The session includes real-world case studies, planning considerations, and compliance factors, empowering advisors to confidently integrate housing wealth strategies into divorce financial planning discussions.
In "Amicable Settlement in Gray Divorce Using Reverse Mortgages" by Chris Bruser, you will learn how reverse mortgages can be used to:
- Preserve retirement assets and reduce financial strain during divorce;
- Help one or both spouses secure suitable housing without taking on new monthly mortgage payments;
- Provide liquidity to facilitate equitable settlements and support long-term financial stability.
This on-demand webinar is a recording of a recent live webinar. Check our WEEKLY REBROADCAST SCHEDULE where there is no need to take the online quiz to receive CE. You may also take this on-demand course any time for 1 hr CFP®, CRC®, and other Continuing Education Credit when you pass the online quiz.
Your presenter is Chris Bruser is a Certified Reverse Mortgage Professional.
Meet Chris Bruser, a Certified Reverse
Mortgage Professional
Retirement planning experience
Chris Bruser is a Certified Reverse Mortgage Professional and one of the nation’s leading advocates for incorporating housing wealth in retirement income planning. Over the last 19 years he has helped over 700 families secure their retirement via a reverse mortgage. Not insignificantly, Chris has helped senior divorcing couples achieve equitable housing by using reverse mortgages as part of the settlement. Devoted to honest and transparent dialog, Chris serves as a trusted resource for those advisors demanding accurate and current housing wealth solutions for their clientele.
As an instructor with the Retirement Resource Center, Chris has taught hundreds of financial advisors, real estate agents and institutions in sound retirement financing through the FHA-insured Home Equity Conversion Mortgage.
Chris serves on the Board of Directors of NAIFA-Tampa and is a 2019 graduate of the NAIFA Leadership in Life Institute (LILI). He was named Outstanding Member of the Year in 2022. He is a member and Past President of the Financial Planning Association (FPA) of Tampa Bay, and a 20- year member of the South Tampa Chamber of Commerce, where he was named the 2023 Ambassador of the Year and is the Founder of the Taste of South Tampa, their signature event and largest fundraiser.
Retirement planning thought leadership and expertise
Recently Chris’s work focuses on research published by thought leaders Barry Sacks, J.D., Ph.D., Jack Guttentag, Ph.D., Professor Emeritus at the Wharton School, John Salter, Ph.D., CFP®, Harold Evensky, CFP®, Jamie Hopkins, Esq., CFP®, RICP and Wade Pfau, Ph.D., CFA.
These experts have demonstrated that the conservative use of housing wealth mitigates volatility risk in retirement distributions.
For example, in 2012, The Journal of Financial Planning published two papers (Sacks, and Salter/Evensky) advocating that planners take a fresh look at housing wealth as an antidote to sequence of returns risk and reverse dollar cost averaging.
Chris works with financial institutions that are advising those in retirement, or about to retire. These include divorce professions, financial planners, attorneys, accountants, and wealth managers. Chris is adept at helping advisors slow investment portfolio depletion with the prudent use of the housing asset.
Invest in Your Retirement Expertise.
1 hr CFP®, CRC®, and other CE Credit Reporting
We are a CE Sponsor with the CFP Board of Standards and the professional development partner of the International Foundation for Retirement Education (InFRE).
We will report your CFP® and/or CRC® credit (no additional reporting fee). Please add your ID at checkout. You are responsible for reporting all other certification CE credit.
Over 50 courses are accepted for continuing education (CE) credit for those who have earned the Certified Financial Planner® (CFP®) certification, the International Foundation for Retirement Education’s (InFRE) Certified Retirement Counselor® (CRC®) certification, the College for Financial Planning’s Chartered Retirement Plan Consultant (CRPC) certification, the American College’s designations (ChFC, CLU, RICP), Retirement Management Analyst designation (RMA), ASPPA and other certification or designations.
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